General Liability

  • April 27, 2026

    Insurer Says No Coverage For $7.5M Sewage Spill Suit

    An insurer told a Florida federal court it owes no coverage to a drilling subcontractor or a telecommunications construction company in a $7.5 million suit over the discharge of millions of gallons of raw sewage, saying the coverage is barred by the policies' absolute pollution exclusion.

  • April 24, 2026

    Full 6th Circ. Nixes Class Cert. In State Farm Vehicle Value Suit

    The full Sixth Circuit on Friday reversed the certification of a class of 90,000 State Farm policyholders in a suit claiming the insurer systematically undervalues totaled vehicles, finding the insurer has a right to present unique evidence for specific class members.

  • April 24, 2026

    Chinese Bank Must Face Aon Unit's Reinsurance Fraud Suit

    China's largest bank can't avoid an Aon PLC subsidiary's suit seeking to hold the bank liable for its alleged role in a multibillion-dollar reinsurance fraud scheme, a New York state court ruled, allowing all but one negligence claim to move forward.

  • April 23, 2026

    Affordable Housing Pros See Promise In NYC-Backed Insurer

    A New York City-backed program to offer property and liability insurance to affordable housing operators is a promising approach to reducing a key operating cost for landlords that don't have the flexibility of market-rate operators to increase rents, affordable housing experts said, but details of the plan remain scant.

  • April 23, 2026

    9th Circ. Revives County's $162M Environmental Coverage Bid

    The Ninth Circuit on Thursday revived a California county's suit seeking coverage of up to $162 million for environmental remediation efforts at an airport, reversing a lower court ruling that the policies were capped by an annual limit.

  • April 23, 2026

    Pa. Risk Pool Clarifies Coverage Hole For ICE Deals

    An insurance risk pool in Pennsylvania is tightening policy exclusions for claims related to local law enforcement supporting federal immigration officials.

  • April 23, 2026

    Transport Co. Says Broker, Insurer Cost It Gov't Contract

    An insurance broker submitted forged documents while obtaining an adjustment on a transportation company's insurance policy, causing it to lose coverage it needed to do business with a Washington, D.C., regional transit agency, according to a complaint filed in D.C. federal court.

  • April 23, 2026

    AIG Unit Denies Coverage For $5.4M Casino Sprinkler Repair

    An AIG unit told a California federal court that it owes no coverage for a $5.4 million award against a subcontractor for the cost of repairing and replacing an allegedly defective sprinkler system in a Las Vegas hotel, saying that defective work did not constitute covered property damage. 

  • April 23, 2026

    Insurance Litigation Week In Review

    State Farm doesn't owe uninsured motorist coverage, an Ameritas policy is an illegal life wager, and a Georgia attorney accused of fraud isn't entitled to professional liability coverage. Law360 has the past week's top insurance news.

  • April 22, 2026

    Insurer Freed From Roofing Contractor's Wrongful Death Suit

    An insurer for a roofing company owes no coverage for a wrongful death suit brought by the estate of a contractor who suffered a fatal fall on the job, a Kentucky federal court ruled, saying that the contractor was technically an employee and excluded under the insurance policy.

  • April 21, 2026

    Kemper Sued Over Hack Of More Than 13M Records

    Kemper Corp. was hit with at least three proposed class actions Monday in Illinois federal court by former employees who alleged that the insurance giant failed to stop a preventable cyberattack led by the hacking group known as ShinyHunters last week that released more than 13 million records and their sensitive information on the dark web. 

  • April 21, 2026

    Insurer Says Firm Owes $2.2M For Botched Representation

    A Wisconsin-based insurer has sued the law firm it hired to defend an auto policyholder in a crash suit, telling a California federal court that the firm's inadequate representation has cost it more than $2.2 million.

  • April 21, 2026

    Solar Contractor Drops $31M Bond Dispute With Zurich

    A solar energy contractor agreed to drop its suit accusing a pair of Zurich insurers of defaulting on a $30.9 million bond that guaranteed the performance of a subcontractor working on a solar plant in Klickitat County, Washington.

  • April 17, 2026

    Fla. Jury Finds No Insurer Bad Faith In Lodge Shooting Claim

    The insurer for a Florida lodge did not act in bad faith when handling an estate's claim over a fatal shooting that occurred at the Fort Pierce property in 2015, a federal jury found.

  • April 16, 2026

    Climate-Insurance Bills Gain Steam In California, Hawaii

    Lawmakers in California and Hawaii are advancing insurance bills that would create new causes of actions against oil companies and expand last-resort coverage. Here, Law360 Insurance Authority breaks down the developments.

  • April 16, 2026

    Timeshare Exit Patrons Nab Reversal In Coverage Denial Row

    A Washington federal judge held she made a "mistake" when she rejected arguments that an insurer acted in bad faith by declining to defend a now-defunct timeshare exit company from a consumer protection class action that yielded a $630 million deal.

  • April 16, 2026

    Ye's UK Entry Denial Prompts Event Coverage Questions

    The cancellation of a London-based music festival after the rapper Ye was denied entry into the United Kingdom has prompted insurance experts to theorize whether his past conduct will complicate event cancellation coverage for the festival.

  • April 16, 2026

    Progressive Beats Class Bid In Total-Loss Valuation Suit

    An Illinois federal judge declined to certify a class of Progressive Insurance customers who claimed the insurer underpaid on their total-loss vehicle claims by adding a downward pricing adjustment, ruling that the customers' experiences were too different to resolve in one case. 

  • April 16, 2026

    Insurance Litigation Week In Review

    A Vermont court confirmed a $13 million arbitration win, a Washington federal court relieved an insurer from defending a former coach accused of sexual harassment, and a Colorado federal court denied a quick win in a storm damage dispute. Law360 has the past week's top insurance news.

  • April 15, 2026

    Insurer Must Cover Sex Assault Case, Conn. Agency Says

    A Connecticut municipal risk agency claimed a local town and board of education must receive coverage from National Interstate Insurance Co. after the town and board were named in an underlying school bus sexual assault lawsuit, the agency said in a federal lawsuit on Wednesday. 

  • April 15, 2026

    Insurer Says No Coverage For Fatal Wash. Quarry Shooting

    An insurer has no duty to defend or indemnify a trucking company owner from civil claims following his conviction over the fatal shooting death of another man, the insurer told a Washington federal court.

  • April 15, 2026

    Risk Agency Drops Munich Re Suit Over Sex Abuse Coverage

    A Connecticut municipal risk financing agency has dropped a short-lived federal lawsuit seeking coverage from Munich Reinsurance America Inc. in an underlying sexual abuse lawsuit against a local school board.

  • April 15, 2026

    Uber, Liberty Mutual Say NY Fraud Ring Staged Car Crashes

    Uber and its auto insurer told a New York federal court that they are the victims of a scheme perpetrated by more than a dozen individuals who conspired to stage hit-and-run accidents and defraud the companies through sham personal injury claims and lawsuits.

  • April 14, 2026

    Judge Revives Gas Station's Contamination Coverage Suit

    A Washington federal court revived a gas station operator's suit accusing its insurer of wrongfully refusing to cover litigation over groundwater contamination, finding that a 2016 ruling on the insurer's duty to remediate environmental pollution at the operator's former gas stations does not preclude the current dispute.

  • April 13, 2026

    Insurer Says Coverage Barred For Alleged Nitrous Oxide Sales

    Admiral Insurance Co. has no duty to defend or indemnify a group of smoke shops from claims they illegally sold nitrous oxide canisters to individuals, allegedly resulting in several fatal car accidents, the insurer told a Michigan federal court.

Expert Analysis

  • Asbestos Trusts' Records Purge Threatens Claims Process

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    Recent announcements by 11 asbestos bankruptcy trusts that they plan to destroy legacy data and documents related to resolved claims risks further damage to the integrity of a compensation system long marked by a lack of oversight and transparency, says Peter Kelso at Roux.

  • Strategies To Help Witnesses Manage Deposition Anxiety

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    During and leading up to deposition, witnesses may experience anxiety stemming from numerous sources and manifesting in a variety of ways, but attorneys can help them mitigate their stress using a few key methods, say consultants at Courtroom Sciences.

  • 5 Insurance Types For Mitigating Tariff-Related Trade Losses

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    The potential for significant trade-related losses as a result of increased tariffs may cause companies to consider which of their insurance policies, including marine, builders risk, trade credit, and directors and officers, could provide coverage to alleviate the financial impact, say attorneys at Pillsbury.

  • Home Depot Ruling Tolls Death Knell For 'Silent Cyber'

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    The Sixth Circuit's recent ruling that Home Depot's insurers did not have to cover costs from a data breach hammered one more nail in the coffin of silent cyber, where coverage is sought under standard property or commercial general liability policies that were not intended to insure cyberattack claims, say attorneys at Zelle.

  • Texas Case Shows Why Juries Are Well-Suited To COVID Suits

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    The original jury verdict in Baylor College of Medicine v. Lloyd's, currently on appeal to the Texas Supreme Court after being overturned by an appellate panel, illustrates why COVID-19 business interruption claims with their case-specific facts need to be decided by juries, not by judges using a one-size-fits-all approach, says Jeremy Lawrence at Farella Braun.

  • Filial Consortium Claims' Future After Conn. High Court Ruling

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    While the Connecticut Supreme Court recently ruled for defendants in rejecting parents’ attempt to recover loss of companionship damages in a severe child injury case, there is still potential for the plaintiffs bar to lobby for a law that would allow filial consortium claims, Glenn Coffin at Gordon Rees.

  • In-House Expert Testimony Is Tricky, But Worth Considering

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    Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.

  • Tracking Changes To AI Evidence Under Federal Rules

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    As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.

  • Key Insurance Issues Likely To Arise From NY Superfund Law

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    The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.

  • What To Know About NAIC's Risk-Based Capital Task Force

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    Attorneys at Debevoise outline key details of the Risk-Based Capital Model Governance Task Force, which was recently launched by the National Association of Insurance Commissioners, including the task force's objectives, and potential implications for insurers and their investment strategies.

  • How To Create A Unique Jury Profile For Every Case

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    Instead of striking potential jurors based on broad stereotypes or gut feelings, trial attorneys should create case-specific risk profiles that address the political climate, the specific facts of the case and the venue in order to more precisely identify higher-risk jurors, says Ken Broda-Bahm at Persuasion Strategies.

  • AG Watch: Texas Is Entering New Privacy Enforcement Era

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    The state of Texas' recent suit against Allstate is the culmination of a long-standing commitment to vigorously enforcing privacy laws in the state, and while still in the early stages, it offers several important insights for companies and privacy practitioners, says Paul Singer at Kelley Drye.

  • What To Know About Insurance Coverage For Greenwashing

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    As the number of public and private lawsuits relating to greenwashing dramatically grows, risk managers of companies making environmental claims should look to several types of insurance for coverage in the event of a suit, say attorneys at Hunton.