General Liability

  • March 20, 2026

    Liberty Mutual Unit Must Defend Hotel Co. In Trafficking Suits

    A Liberty Mutual unit must defend Red Roof Inn in 11 suits claiming that the hotel chain financially benefited from human trafficking, an Ohio federal court ruled, saying the claims constitute an occurrence for the purposes of bodily injury and property damage liability coverage.

  • March 19, 2026

    Atty Reacts To $345M Sex Abuse Deal Coverage Loss

    Counsel representing private-school students who claim a teacher sexually abused them decades ago said they were down but not out after a Georgia state appeals court relieved insurers of covering a $345 million settlement. 

  • March 19, 2026

    Meet The Attys Behind AIG's $150M Pollution Coverage Win

    A team of lawyers led by Gibson Dunn & Crutcher LLP guided an AIG unit to a Seventh Circuit ruling that the insurer owed no coverage for $150 million in legal costs from contamination lawsuits. Law360 takes a look at the attorneys who represented National Union Fire Insurance Co. of Pittsburgh, Pa.

  • March 19, 2026

    New Polluter Pay Bills Center AG Action On Insurance Costs

    Recent bills would give attorneys general in three states more power to sue fossil fuel companies over climate change-related insurance costs. Such lawsuits would likely face challenges.

  • March 19, 2026

    Sandwich Co.'s Wage Disclosure Coverage Suit Gets Tossed

    A sandwich chain can't proceed with a suit seeking coverage for a class action claiming it violated Washington's Equal Pay and Opportunities Act, a Washington federal court ruled Thursday, saying the underlying allegations do not fall within the policy's definition of discrimination.

  • March 19, 2026

    Insurance Litigation Week In Review

    A Zurich unit and engineering firm may seek indemnification from a subcontractor for an injury suit settlement, an AIG insurer doesn't owe coverage for a $150 million legal bill, and a Berkshire Hathaway unit has no duty to defend a toy company. Law360 has the past week's top insurance news.

  • March 19, 2026

    Insurance Execs Ask 11th Circ. To Review Coverage Suit Toss

    Insurance executives accused of sabotaging their former company as they prepared to start a rival firm will ask the Eleventh Circuit to review a lower court ruling that Berkley Assurance Co. did not have to pay for their defense in now-dismissed litigation filed by their ex-employer.

  • March 18, 2026

    Kenyan Firm's Boeing Crash Fee Dispute Largely Proceeds

    An Illinois law firm couldn't escape claims that it owes a Kenyan law firm upward of $1.5 million as part of a fee-sharing agreement stemming from a settlement with Boeing over the 2019 Ethiopian Airlines 737 Max crash, with an Illinois federal judge refusing to call the oral agreement unenforceable.

  • March 18, 2026

    Norfolk Southern Secures Insurer Defense Over Worker Death

    Nautilus Insurance Co. must defend Norfolk Southern Railway Co. in a state tort action over the death of a salvage worker, a New York federal judge ruled, finding the railroad giant presented sufficient evidence that the worker may have caused his own injury.

  • March 17, 2026

    Progressive Shooting Coverage Suit Clears Dismissal Bid

    A Louisiana federal court declined to dismiss a suit by a Progressive unit asserting it has no duty to defend or indemnify a nail salon for claims stemming from a fatal shooting, accepting a magistrate judge's recommendation to that effect.

  • March 16, 2026

    Ski Resort Owner Says Insurers Must Cover Rider Death Claim

    A ski resort owner said it is entitled to coverage for a claim made by the estate of a man who died after falling from a chair lift, telling a Montana federal court that its insurers erroneously asserted that the resort is not a covered location.

  • March 13, 2026

    Stihl Escapes Insurer's NJ Fire Coverage Suit

    Chainsaw manufacturer Stihl Inc. can't be held liable on claims that one of its batteries caused a house fire, a New Jersey federal judge ruled, ending the case because the plaintiff's experts could not prove that the battery was defective or rule out other causes of the garage fire.

  • March 13, 2026

    AIG Policy Excludes $150M Pollution Coverage, 7th Circ. Finds

    A Seventh Circuit panel on Friday ruled an AIG unit has no duty to cover $150 million in legal costs for Sterigenics and its former parent company following input from the Illinois Supreme Court on how to apply a pollution exclusion in the relevant policy.

  • March 13, 2026

    Insurers Say Prairie Farms' Policies Don't Cover $191M Verdict

    Berkeley National Insurance Co. and a Sompo International unit told an Illinois federal judge that excess liability policies they issued to Prairie Farms do not cover a $191.5 million punitive damages award the dairy giant must pay to the family of a man who died while transporting dry ice for one of its subsidiaries.

  • March 13, 2026

    Drug Co. Moves To Sanction Insurer Over Destroyed Evidence

    A drug wholesaler seeking coverage for underlying opioid litigation urged an Illinois federal court to sanction its insurer for destroying key emails and underwriting records, saying the carrier failed to update a litigation hold or suspend its automatic deletion policies and then attempted to hide the issue during discovery.

  • March 12, 2026

    Reinsurance Plan For Gulf Ships Earns Wary Praise From Pros

    The U.S. International Development Finance Corp.'s plan to offer $20 billion in maritime reinsurance in the Persian Gulf region may be a welcomed backstop as the conflict's impact on insurance coverage deepens.

  • March 12, 2026

    Insurer Asks NC Justices To Free It From Captive Carrier Row

    A Georgia insurance company told North Carolina's highest court that the state's Business Court doesn't have jurisdiction over it in a shareholder dispute over the demise of a defunct captive insurer, arguing it had nothing to do with the supposed bad acts of its individual members.

  • March 12, 2026

    SEC Rule Change Spurs Climate-Insurance Proxy Suit

    More regulatory leeway for U.S. companies to disregard shareholder proposals may generate a new wave of lawsuits from investor groups looking to sway corporate behavior.

  • March 12, 2026

    Chubb Unit Can't Tag Excess Insurer For $100M Settlement

    The Georgia Court of Appeals rejected an attempt by a Chubb unit to share liability with an excess insurer for coverage of a $100 million settlement between a boat manufacturer and the family of a boy who died in a boating accident.

  • March 12, 2026

    Insurer AI Governance Pilot Marks New Effort For Uniformity

    Faegre Drinker's Scott M. Kosnoff talks to Law360 Insurance Authority about a new regulator program to evaluate how insurance companies use artificial intelligence systems.

  • March 12, 2026

    Tanger Asks NC Justices Not To Review COVID Coverage Suit

    Two insurers failed to establish an error justifying review from the North Carolina Supreme Court of a decision allowing Tanger Factory Outlet Centers Inc. to seek $50 million in pandemic-related coverage, the retail outlet chain told the justices.

  • March 12, 2026

    Insurance Litigation Week In Review

    A long-term care insurance provider is entitled to $45 million in coverage for premium increase suits, a group of insurers don't owe coverage for a Georgia school's $345 million sexual abuse settlement, and Geico's win in a suit over reimbursements to an acupuncturist gets overturned. Law360 looks at the past week's top insurance news.

  • March 11, 2026

    Insurer Can Limit Coverage For Gym's Sex Misconduct Suits

    A commercial general liability insurer can only owe a maximum of $100,000 in total for abuse alleged in four lawsuits against a gym for a personal trainer's sexual misconduct, a Tennessee federal court ruled, saying that the claims fell under an abuse endorsement.

  • March 10, 2026

    Pot Exclusion Blocks Coverage For Explosion Suit

    An Oregon federal judge has ruled in favor of a Liberty Mutual unit, finding that it owes no coverage to defendants in a suit over a fatal gas leak explosion because of the marijuana exclusion in the policy.

  • March 09, 2026

    Auto Insurer Gets NYC Construction Injury Dispute Tossed

    A New York City contractor has no standing to sue its auto insurer over the carrier's coverage obligations to the city in a personal injury suit, a federal court ruled, saying the company is not a party to the underlying suit and hasn't established an injury that is "certainly impending."

Expert Analysis

  • How Trial Attys Can Wield Amended Federal Evidence Rules

    Author Photo

    Trial lawyers should assess recent amendments to four Federal Rules of Evidence and a newly enacted rule on illustrative aids to determine how to best use the rules to enhance pretrial discovery and trial strategy, says Stewart Edelstein, former litigation chair at Cohen & Wolf.

  • Mich. Ruling Offers View On 'Occurrence' Coverage Definition

    Author Photo

    As demonstrated by a Michigan state court in its recent decision finding per-wound insurance coverage for a school shooting, the amount of coverage available under occurrence-based policies often depends on how courts interpret "occurrence," say attorneys at Hunton.

  • Identifying Deepfakes During Evidence Collection, Discovery

    Excerpt from Practical Guidance
    Author Photo

    Attorneys must familiarize themselves with the tools used to create and detect deepfakes — media manipulated by artificial intelligence to convincingly mimic real people and events — as well as best practices for keeping this fabricated evidence out of court, says Bijan Ghom at Saxton & Stump.

  • 1 Year After Rule 702 Changes, Courts Have Made Progress

    Author Photo

    In the year since amendments to the Federal Rules of Evidence went into effect, many federal judges have applied the new expert witness standard correctly, excluding unreliable testimony from their courts — but now state courts need to update their own rules accordingly, says Lee Mickus at Evans Fears.

  • An Underutilized Tool To Dismiss Meritless Claims In Texas

    Author Photo

    In Texas, special appearances provide a useful but often overlooked tool for out-of-state defendants to escape meritless claims early in litigation, thus limiting discovery and creating a pathway for immediate appellate review, say attorneys at Winston & Strawn.

  • How Texas Bill Would Transform Noneconomic Damages

    Author Photo

    Large noneconomic damage awards in personal injury cases have grown exponentially in Texas in recent years, but newly introduced legislation would cap such damages, likely requiring both the plaintiff and defense bars to recalibrate their litigation strategies, say attorneys at Norton Rose.

  • 4 Holiday Movies Full Of Cheer And Subrogation Scenarios

    Author Photo

    While holiday movies are known for spreading cheer and inspiring nostalgia, for insurance professionals they may also offer an unlikely, yet fascinating, look at subrogation recovery potential, says Dana Meyers at Cozen O'Connor.

  • California's New AV Law May Steer Policy Nationwide

    Author Photo

    California's new law establishing various requirements for autonomous vehicles is something other states should pay close attention to — especially because the Golden State's policies may become a de facto mandate for manufacturers due to its market size, says Vineet Dubey at Custodio Dubey.

  • How Attorneys Can Master The Art Of Eye Contact At Trial

    Author Photo

    As a growing body of research confirms that eye contact facilitates communication and influences others, attorneys should follow a few pointers to maximize the power of eye contact during voir dire, witness preparation, direct examination and cross-examination, says trial consultant Noelle Nelson.

  • Hawaii Climate Insurance Case Is Good News For Energy Cos.

    Author Photo

    The Hawaii Supreme Court's recent ruling in a dispute between an oil company and its insurers, holding that reckless conduct in the context of activities that can cause climate harms is covered by liability policies, will likely be viewed by energy companies as a positive development, say attorneys at Fenchurch Law.

  • Teaching Your Witness To Beat The Freeze/Appease Response

    Author Photo

    In addition to fight-or-flight, witnesses may experience the freeze/appease response at trial or deposition — where they become a deer in headlights, agreeing with opposing counsel’s questions and damaging their credibility in the process — but certain strategies can help, says Bill Kanasky at Courtroom Sciences.

  • What Insurers Need To Know About OFAC's Expanded FAQs

    Author Photo

    The Office of Foreign Assets Control's recently expanded insurance FAQs clarify how OFAC views insurance policies in a number of specific circumstances involving sanctioned parties, and make plain that sanctions compliance is the responsibility of all participants in the insurance ecosystem, including underwriters, brokers and agents, say attorneys at Morgan Lewis.

  • Nevada Justices Could Expand Scope Of Subrogation Claims

    Author Photo

    The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris.