General Liability

  • April 21, 2026

    Insurer Says Firm Owes $2.2M For Botched Representation

    A Wisconsin-based insurer has sued the law firm it hired to defend an auto policyholder in a crash suit, telling a California federal court that the firm's inadequate representation has cost it more than $2.2 million.

  • April 21, 2026

    Solar Contractor Drops $31M Bond Dispute With Zurich

    A solar energy contractor agreed to drop its suit accusing a pair of Zurich insurers of defaulting on a $30.9 million bond that guaranteed the performance of a subcontractor working on a solar plant in Klickitat County, Washington.

  • April 17, 2026

    Fla. Jury Finds No Insurer Bad Faith In Lodge Shooting Claim

    The insurer for a Florida lodge did not act in bad faith when handling an estate's claim over a fatal shooting that occurred at the Fort Pierce property in 2015, a federal jury found.

  • April 16, 2026

    Climate-Insurance Bills Gain Steam In California, Hawaii

    Lawmakers in California and Hawaii are advancing insurance bills that would create new causes of actions against oil companies and expand last-resort coverage. Here, Law360 Insurance Authority breaks down the developments.

  • April 16, 2026

    Timeshare Exit Patrons Nab Reversal In Coverage Denial Row

    A Washington federal judge held she made a "mistake" when she rejected arguments that an insurer acted in bad faith by declining to defend a now-defunct timeshare exit company from a consumer protection class action that yielded a $630 million deal.

  • April 16, 2026

    Ye's UK Entry Denial Prompts Event Coverage Questions

    The cancellation of a London-based music festival after the rapper Ye was denied entry into the United Kingdom has prompted insurance experts to theorize whether his past conduct will complicate event cancellation coverage for the festival.

  • April 16, 2026

    Progressive Beats Class Bid In Total-Loss Valuation Suit

    An Illinois federal judge declined to certify a class of Progressive Insurance customers who claimed the insurer underpaid on their total-loss vehicle claims by adding a downward pricing adjustment, ruling that the customers' experiences were too different to resolve in one case. 

  • April 16, 2026

    Insurance Litigation Week In Review

    A Vermont court confirmed a $13 million arbitration win, a Washington federal court relieved an insurer from defending a former coach accused of sexual harassment, and a Colorado federal court denied a quick win in a storm damage dispute. Law360 has the past week's top insurance news.

  • April 15, 2026

    Insurer Must Cover Sex Assault Case, Conn. Agency Says

    A Connecticut municipal risk agency claimed a local town and board of education must receive coverage from National Interstate Insurance Co. after the town and board were named in an underlying school bus sexual assault lawsuit, the agency said in a federal lawsuit on Wednesday. 

  • April 15, 2026

    Insurer Says No Coverage For Fatal Wash. Quarry Shooting

    An insurer has no duty to defend or indemnify a trucking company owner from civil claims following his conviction over the fatal shooting death of another man, the insurer told a Washington federal court.

  • April 15, 2026

    Risk Agency Drops Munich Re Suit Over Sex Abuse Coverage

    A Connecticut municipal risk financing agency has dropped a short-lived federal lawsuit seeking coverage from Munich Reinsurance America Inc. in an underlying sexual abuse lawsuit against a local school board.

  • April 15, 2026

    Uber, Liberty Mutual Say NY Fraud Ring Staged Car Crashes

    Uber and its auto insurer told a New York federal court that they are the victims of a scheme perpetrated by more than a dozen individuals who conspired to stage hit-and-run accidents and defraud the companies through sham personal injury claims and lawsuits.

  • April 14, 2026

    Judge Revives Gas Station's Contamination Coverage Suit

    A Washington federal court revived a gas station operator's suit accusing its insurer of wrongfully refusing to cover litigation over groundwater contamination, finding that a 2016 ruling on the insurer's duty to remediate environmental pollution at the operator's former gas stations does not preclude the current dispute.

  • April 13, 2026

    Insurer Says Coverage Barred For Alleged Nitrous Oxide Sales

    Admiral Insurance Co. has no duty to defend or indemnify a group of smoke shops from claims they illegally sold nitrous oxide canisters to individuals, allegedly resulting in several fatal car accidents, the insurer told a Michigan federal court.

  • April 13, 2026

    Water Damage Fight Belongs In Kansas, Travelers Says

    A coverage dispute over water damage that a Kansas-based senior living community sustained when a sprinkler burst is in the wrong state, a Travelers unit told a Colorado federal court, seeking to toss the Colorado statutory and common-law bad faith claims and transfer the dispute to Kansas.

  • April 13, 2026

    Law Firm, Insurer Say Cos. Must Pay For Crane Crash Losses

    Florida law firm Johnson Pope and its insurer have sued a group of companies involved in the construction of a 46-story luxury condominium tower in St. Petersburg, telling a state court they are entitled to recover losses they incurred after a crane fell and damaged the firm's office space.

  • April 09, 2026

    NY Auto Rate Plan Better For Session, Not Budget, Experts Say

    New York's budget is stalled in part by Gov. Kathy Hochul's push to change auto insurance laws. Experts are split on whether her proposed comparative fault system would work or even belongs in the budget.

  • April 09, 2026

    11-Month Defense Delay Could Pique Wash. Justices' Interest

    A request from former Timeshare Exit Team customers for a federal court to certify questions about a $630 million deal presents an opportunity for a state high court to look at an 11-month defense delay. Carrier-side attorney Mark E. Mills spoke to Law360 Insurance Authority about the case.

  • April 09, 2026

    Insurer Says Atty's Shoddy Defense Resulted In $92M Verdict

    A Munich Re unit said an Oklahoma-based law firm is to blame for a $92 million judgment entered against it in a coverage dispute over an apartment fire, telling a federal court Thursday that its attorney failed to object to opposing counsel's inappropriate conduct or preserve evidence for appellate review.

  • April 09, 2026

    Insurer Won't Have To Defend Firm In $2M Fraud Case

    National Liability & Fire Insurance doesn't have to insure a Texas law firm for claims it fraudulently disbursed nearly $2 million of a safety equipment company's money for COVID-19 tests, a Pennsylvania judge has ruled, finding the insurer has shown that policy exclusions exempt it from coverage.

  • April 09, 2026

    Insurance Litigation Week In Review

    An insurer didn't owe coverage to the owners of a farm in a carbon monoxide injury suit, an Allied World unit had a duty to defend a substance abuse treatment facility in a sexual misconduct case, and another carrier failed to show that a fertility dispute is barred from coverage. Law360 has the past week's top insurance news.

  • April 09, 2026

    5th Circ. Revives Reinsurance Broker Row Over Credit Mishap

    The Fifth Circuit revived a suit by an insurer's owner alleging that its broker failed to administer its reinsurance program properly, leading to over $100 million in losses when it discovered the program lacked a valid line of credit.

  • April 07, 2026

    Timeshare Exit Co.'s Insurer Can't Appeal To 9th Circ. Yet

    A Washington federal judge rejected an insurer's request to reconsider a summary judgment ruling that the carrier breached its duty to defend a now-defunct timeshare exit company, stating that the carrier failed to prove an indisputable error in the ruling.

  • April 07, 2026

    8th Circ. Backs Insurer Win In ND Pollution Exclusion Row

    An Eighth Circuit panel on Tuesday backed an insurer's win in a coverage dispute over a man's alleged injuries from carbon monoxide exposure, finding it did not need a North Dakota high court's input to determine that a policy's pollution exclusion barred coverage.

  • April 07, 2026

    Iran War Could Revive 'Grip Of Peril' Insurance Rule

    Insurers are likely to run again into the thorny question of whether aircraft grounded amid airport closures in the Middle East are already within the "grip of the peril" if leasing companies make claims for damages on canceled policies, lawyers said.

Expert Analysis

  • How Courts Are Addressing The Use Of AI In Discovery

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    In recent months, several courts have issued opinions on handling discovery issues involving artificial intelligence, which collectively offer useful insights on integrating AI into discovery and protecting work product in connection with AI prompts and outputs, says Philip Favro at Favro Law.

  • How NY Appeals Ruling Alters Employers' Sex Abuse Liability

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    In Nellenback v. Madison County, the New York Court of Appeals arguably reset the evidentiary threshold in sexual abuse cases involving employer liability, countering lower court decisions that allowed evidence of the length of the undiscovered abuse to substitute as notice of an employee's dangerous propensity, say attorneys at Hurwitz Fine.

  • What Calif. Insurance Ruling Means For Smoke Damage Limits

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    As California continues to grapple with an increasing number of wildfire claims, a state court's recent Aliff v. California FAIR Plan decision serves as a clear directive to insurers that policy language that narrows the scope of fire coverage below the California Insurance Code's minimum standards is impermissible, say attorneys at Wood Smith.

  • Lively-Baldoni Saga Highlights Insurance Coverage Gaps

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    The ongoing legal dispute involving "It Ends With Us" co-stars Justin Baldoni and Blake Lively raises coverage questions across various insurance lines, showing that effective coordination between policies and a clear understanding of potential gaps are essential to minimizing unexpected exposures, says Katie Pope at Liberty Co.

  • Juries Are Key In Protecting The Rule Of Law

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    Absent from the recent discourse about U.S. rule of law is the crucial role of impartial jurors in protecting the equitable administration of justice, and attorneys and judges should take affirmative steps to reverse the yearslong decline of jury trials at this critical moment, says consultant Clint Townson.

  • How To Strengthen A Case By Mastering Expert Witness Prep

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    A well-prepared expert witness can bolster a case's credibility with persuasive qualifications, compelling voir dire responses and concise testimony that can withstand cross-examination, says Allison Rocker at Baker McKenzie.

  • Tesla's Robotaxi Push Exposes Gaps In Product Liability Law

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    As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain.

  • 8 Insurer Takeaways From Sweeping Georgia Tort Reform

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    Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor.

  • 3 Juror Psychology Principles For Expert Witness Testimony

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    Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences.

  • Court Rulings Warn Against Oversharing With Experts

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    Recent decisions, including in bad faith insurance cases, demonstrate that when settlement information documents are inadvertently shared with testifying experts, courts may see no recourse but to strike the entire report or disqualify the expert, says Richard Mason at MasonADR.

  • 7th Circ. Insurance Ruling Resolves Major Jurisdictional Issue

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    The Seventh Circuit recently confirmed in StarStone Insurance v. Chicago that attorney fees and costs paid as part of a settlement are covered — while unexpectedly raising and answering a question of first impression about federal jurisdiction over foreign entities, says Lara Langeneckert at Barnes & Thornburg.

  • State Farm Rate Hike Portends Intensifying Insurance Crisis

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    The California Department of Insurance's unprecedented emergency approval of a 17% rate increase for State Farm General Insurance, the first interim rate relief granted before completing full actuarial justification, represents a regulatory watershed and establishes precedent that could fundamentally reshape insurers' response to climate-driven market instability, says Daniel Veroff at Merlin Law Group.

  • 3 Corporate Deposition Prep Tips To Counter 'Reptile' Tactics

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    With plaintiffs counsel’s rising use of reptile strategies that seek to activate jurors' survival instincts, corporate deponents face an increased risk of being lulled into providing testimony that undercuts a key defense or sets up the plaintiff's case strategy at trial, making it important to consider factors like cross-examination and timing, say attorneys at Dentons.