General Liability

  • January 29, 2026

    Pollution Permit Ruling Backs Pro-Insurer Policy Reading

    The Illinois Supreme Court recently deemed state pollution permits irrelevant when determining whether pollutants fall within the scope of an exclusion in commercial general liability policies and endorsed separate pollution liability policies in a ruling that carrier-side attorneys are praising as a straightforward application of policy language.

  • January 29, 2026

    No New Trial Over Pesticide Coverage Verdict, Judge Says

    An Arizona federal court rejected a professional liability insurer's request for a new trial after a jury found it liable to cover settled claims that a pesticide services company negligently damaged wheat crops, finding no issue with the jury instructions.

  • January 29, 2026

    Winter Storm's Costs For Insurers Likely To Be Manageable

    The winter storm that plunged much of the U.S. into a deep freeze this week will likely bring about insurance claims challenges related to cause of loss and business interruptions, though market analysts expect the costs will be manageable for insurers.

  • January 29, 2026

    Full 6th Circ. To Review Cert. In State Farm Vehicle Value Suit

    The full Sixth Circuit agreed Thursday to review the certification of a class of approximately 90,000 State Farm policyholders in a suit claiming the insurer systematically undervalues totaled vehicles, setting aside a previous order affirming the certification.

  • January 29, 2026

    Insurance Litigation Week In Review

    Harman International Industries' insurers must cover a $28 million settlement paid to resolve stockholder litigation, the Illinois Supreme Court said regulatory permits are "irrelevant" in assessing the application of a pollution exclusion and a Hartford insurer must cover a gas company in a suit over a gas line explosion.

  • January 28, 2026

    Insurer Claims No Duty In Crash Suit Against Vape Shop

    A deadly car accident underpinning a lawsuit against a North Carolina-based vape and smoke shop occurred several miles away from the store's grounds, so exclusions in the shop's commercial insurance policy preclude coverage, the insurer's counsel told a North Carolina state appeals court Wednesday.

  • January 28, 2026

    NY Firm And Medical Providers Defrauded Insurers, Suit Says

    An insurer accused a law firm and a collection of medical providers and professionals of engaging in a scheme to defraud insurers through sham lawsuits and inflated medical bills, telling a New York federal court that the defendants have enriched themselves "at the expense of justice, equity and human dignity."

  • February 12, 2026

    Law360 Seeks Members For Its 2026 Editorial Boards

    Law360 is looking for avid readers of our publications to serve as members of our 2026 editorial advisory boards.

  • January 27, 2026

    Driver Must Repay Trucking Co.'s Insurer $4M For Crash Deal

    A driver must repay a trucking company's insurer the $4 million it paid toward a $10 million settlement of suits stemming from a fatal multivehicle crash, a Georgia federal court ruled Tuesday, finding that the driver and trucking company were joint tortfeasors for purposes of contribution.

  • January 27, 2026

    $1M Payout For Shooting Sought In Bad Faith, Insurer Says

    An insurer for a company that provided security at a North Carolina apartment complex where a resident was fatally shot doubled down on counterclaims that a pair of Allied World insurers withheld critical information leading up to a settlement with the resident's estate.

  • January 27, 2026

    Insurer Says No More Coverage For $4M Trafficking Judgment

    An insurer said it owes no additional coverage to a Wyndham hotel franchisee that was ordered to pay the hotel chain over $4 million for settling an underlying sex trafficking suit, telling a Pennsylvania federal court that payment is limited to $100,000.

  • January 26, 2026

    Chubb Policies May Provide Coverage In Kiwanis Abuse Fight

    A Washington federal court has largely rejected efforts by child sex abuse survivors to broaden coverage for a $21 million settlement resolving claims against a Kiwanis International-affiliated boys foster home, but found that limited coverage may be available under a Chubb unit's policies.

  • January 26, 2026

    Helmet Co. Says AIG Unit Must Defend It From Defect Claims

    Lexington Insurance Co. ignored a helmet designer's repeated requests for coverage in a lawsuit alleging that product defects caused a helmet to come off a motorcycle rider's head during a collision, the manufacturer told a California federal court.

  • January 26, 2026

    Ore. Co. Not Covered In Apartment Defect Row, Insurer Says

    An insurer said it has no duty to defend or indemnify a waterproofing subcontractor against claims stemming from moisture intrusion at an Oregon apartment complex, telling a federal court that there is a dispute whether the alleged property damage occurred during the policy period.

  • January 26, 2026

    Insurer Says Primary Carrier Reneged On Defense Coverage

    A primary insurer owes reimbursement of defense costs for several underlying lawsuits brought against a property owner and construction company that were additional insureds, another carrier told a New York federal court, arguing that the primary insurer previously agreed to offer coverage but reneged without reason. 

  • January 23, 2026

    Munich Re Faces Lawsuit Over Reinsurance Dispute

    A Connecticut municipal risk financing agency filed a declaratory action in federal court demanding coverage from Munich Reinsurance America Inc. for negligence litigation set for trial this year concerning the alleged sexual abuse of a former public school student.

  • January 23, 2026

    Insurer Must Cover Ga. Gas Co. Over Explosion, 7th Circ. Says

    A Georgia gas company facing a lawsuit over its role in a gas line explosion counts as an additional insured under its subcontractors' excess insurance policy, a unanimous Seventh Circuit panel has ruled, upholding a lower court's decision. 

  • January 23, 2026

    Ill. Justices Deem Permits 'Irrelevant' To Pollution Exclusion

    Whether emissions are allowed under a permit is "irrelevant" when determining whether a commercial general liability policy's pollution exclusion applies to a claim made over those emissions, the Illinois Supreme Court ruled Friday.

  • January 22, 2026

    Top LA Fire Issues Implicated In Trio Of New Insurance Bills

    Three recent insurance bills in California could significantly change coverage outcomes for policyholders in the wake of disasters and help address some of the issues that have most vexed homeowners following last year's fires in Los Angeles, while adding to a raft of newly enacted insurance laws, pros say.

  • January 22, 2026

    Forms Meant To Tackle Social Inflation Cause Confusion 

    Commercial general liability policyholders will soon see provisions limiting coverage for damage awards and requiring disclosures of third-party litigation funding as insurers combat what they see as drivers of litigation expenses and insurance costs — but experts say these changes may create new issues. 

  • January 22, 2026

    Life Insurer Calls NASCAR Driver's $8.5M Suit 'Inflammatory'

    NASCAR driver Kyle Busch and his wife failed to pay the premiums on hefty life insurance policies and let them lapse rather than hold on to them long enough for their value to grow, Pacific Life Insurance Co. argued Thursday in seeking an early exit from the couple's suit claiming the policies were a sham.

  • January 22, 2026

    The Biggest Legal, Regulatory Developments From LA Fires

    California's insurance landscape was permanently altered early last year after a series of deadly blazes broke out in the Los Angeles area that continues to challenge efforts to mitigate a statewide crisis associated with high insurance costs and low availability. Here, Law360 looks at a timeline of some of the most important insurance legal and regulatory events that followed the fires.

  • January 22, 2026

    Insurance Litigation Week In Review

    Under Armour's coverage for claims over its public financial forecasts and accounting practices is capped at $100 million, an insurer lost its appeals in two cases stemming from a $40 million drunk driving verdict and an AIG unit doesn't have to pay FedEx $200 million in post-judgment interest. Here, Law360 takes a look at the past week's top insurance news.

  • January 22, 2026

    Agency Not Covered For Injury Suit Over Fraud, Carrier Says

    A construction policy insurer agency and its owner aren't owed coverage for an underlying personal injury lawsuit, its professional liability carrier told a New York federal court, alleging a third-party lawsuit accusing the owner of fraud and misappropriating insurance funds triggered an exclusion in its professional liability policy. 

  • January 21, 2026

    Firm Seeks To Toss Suit Alleging Hurricane Claim Fee Scheme

    A law firm urged a Louisiana federal court Wednesday to toss a proposed class action over an alleged scheme to collect exorbitant fees on hurricane-related property insurance claims, saying the complaint fails to plead a certifiable class and involves a "smorgasbord" of individualized legal malpractice claims.

Expert Analysis

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

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    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.

  • Use The Right Kind Of Feedback To Help Gen Z Attorneys

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    Generation Z associates bring unique perspectives and expectations to the workplace, so it’s imperative that supervising attorneys adapt their feedback approach in order to help young lawyers learn and grow — which is good for law firms, too, says Rachael Bosch at Fringe Professional Development.

  • Congress Can And Must Enact A Supreme Court Ethics Code

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    As public confidence in the U.S. Supreme Court dips to historic lows following reports raising conflict of interest concerns, Congress must exercise its constitutional power to enact a mandatory and enforceable code of ethics for the high court, says Muhammad Faridi, president of the New York City Bar Association.

  • State Of The States' AI Legal Ethics Landscape

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    Over the past year, several state bar associations, as well as the American Bar Association, have released guidance on the ethical use of artificial intelligence in legal practice, all of which share overarching themes and some nuanced differences, say Eric Pacifici and Kevin Henderson at SMB Law Group.

  • NY Banking Brief: All The Notable Legal Updates In Q3

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    In a relatively light few months for banking legal updates in New York, the state Department of Financial Services previewed its views on banking sector artificial intelligence use via insurer guidance, and an anti-money laundering enforcement action underscored the importance of international monitoring processes, say Eric McLaughlin and Dana Bayersdorfer at Davis Polk.

  • Class Actions At The Circuit Courts: September Lessons

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    In this month's review of class action appeals, Mitchell Engel at Shook Hardy identifies practice tips from four recent class certification rulings involving denial of Medicare reimbursements, automobile insurance disputes, veterans' rights and automobile defects.

  • 3 Coverage Tips As 2nd Circ. 'Swipes Left' On Tinder Claim

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    The Second Circuit's recent opinion in Match Group v. Beazley Underwriting, overturning Tinder's victory on its insurer's motion to dismiss a coverage action, reinforces three best practices policyholders purchasing claims-made coverage should adhere to in order to avoid late-notice defenses, say Lynda Bennett and Alexander Corson at Lowenstein Sandler.

  • What To Know About Insurance Coverage For Antitrust Risks

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    With all the regulatory activity surrounding antitrust and unfair competition claims, as highlighted by last month's D.C. federal court decision that Google is a monopolist, businesses must not only ensure compliance, but also understand their potential insurance coverage when such claims arise, says Micah Skidmore at Haynes Boone.

  • Rise Of Transpo Contractors Brings Insurance Disputes

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    As more independent contractors are contracted and subcontracted in the delivery industry, companies must be prepared to defend claims from drivers who are injured on the job as they are often seeking to establish an employment relationship with one of the entities in the chain, says Nathan Milner at Goldberg Segalla.

  • Finding Coverage For Online Retail Privacy Class Actions

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    Following recent court rulings interpreting state invasion of privacy and electronic surveillance statutes triggering a surge in the filing of privacy class actions against online retailers, companies should examine their various insurance policies, including E&O and D&O, for defense coverage of these claims, says Alison Gaske at Gilbert LLP.

  • What We Know From Early Cyberinsurance Rulings

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    Recent cyber disruption incidents, like the Crowdstrike outage and the CDK Global cyberattack this summer, highlight the necessity of understanding legal interpretations of cyberinsurance coverage — an area in which there has been little litigation thus far, say Peter Halprin and Rebecca Schwarz at Haynes Boone.

  • Notable Q2 Updates In Insurance Class Actions

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    Mark Johnson and Mathew Drocton at BakerHostetler discuss the muted nature of the property and casualty insurance class action space in the second quarter of the year, with no large waves made in labor depreciation and total-loss vehicle class actions, but a new offensive theory emerging for insurance companies.