General Liability

  • February 18, 2026

    Insurer Must Cover $5.5M Crash Settlement, 4th Circ. Says

    A highway construction company is entitled to coverage under a subcontractor's policy for a $5.5 million settlement over two motorcycle crashes, the Fourth Circuit held Wednesday, finding that the company's liability to the victims was causally connected to the subcontractor's placement of work zone signage.

  • February 17, 2026

    Insurer Demands $1.5M Over Hotel's AI-Based Legal Filings

    A South Dakota hotel and its owner are pressuring defense counsel provided by an insurance carrier in an underlying racial discrimination lawsuit to submit filings relying on artificial intelligence that could potentially violate legal ethics rules, the insurer alleged in Nebraska federal court Tuesday.

  • February 13, 2026

    Ga. Building Manager Not Covered For Apartment Fire Claims

    An insurer has no duty to defend or indemnify a property management company against any claim stemming from a 2021 fire at a Peach State apartment complex, a Georgia federal court ruled, saying the company failed to comply with the policy's notification clause.

  • February 12, 2026

    Policyholder Attys Credit Case History In Del. Forum Ruling

    A Delaware state court’s finding that insurers failed to show they suffered “sufficient inconvenience and hardship” when requesting that a coverage dispute with a Syngenta unit proceed in London can be partly credited to the nearly 4.5 years of discovery and motion practice that has already taken place in the state court, policyholder attorneys told Law360.

  • February 12, 2026

    Calif. FAIR Plan Bill Could Recast Role Of Last-Resort Insurer

    A California bill seeking to expand the coverage available through the state's money-challenged FAIR Plan is fueling debate over the role of the last-resort insurer following deadly fires last year in Los Angeles.

  • February 12, 2026

    Calif. Insurance Chief Backs Smoke Standards Bill

    California Insurance Commissioner Ricardo Lara announced his support Wednesday for a bill that would establish the nation's first public health and insurance claims standard for homes damaged by smoke contamination.

  • February 12, 2026

    Injury Damages Capped For Ex-Yale Law Assistant Dean​​​​​​​

    A Connecticut federal judge has capped an insurer's potential liability in an injury suit filed by a former Yale Law dean of students who was struck by a driver, saying she cannot pursue damages exceeding policy limits on claims alleging the insurer was negligent while denying coverage.

  • February 12, 2026

    Insurance Litigation Week In Review

    A California court expands policy disclosure requirements for auto insurers, an opioid insurer decision in Pennsylvania, and a New York decision on litigation coverage for an herb supplier. Law360 looks at the past week's top insurance news.

  • February 11, 2026

    Insurer Seeks To Cap Coverage In $3M Medical Transit Row

    An insurer for a medical transport company asked a Virginia federal court to find that its liability is limited to a small fraction of the $3 million in damages sought by a woman alleging she was permanently injured during transport.

  • February 10, 2026

    Judge Limits Insurers' Exposure in Opioid Coverage Fight

    Insurers garnered several wins Tuesday in a dispute over coverage for thousands of opioid suits against bankrupt pharmaceutical company Endo International, with a Pennsylvania federal court ruling favorably for the carriers on the interpretation of claims-made provisions and the meaning of "damages for bodily injury."

  • February 10, 2026

    Insurer Owes No Coverage For Contamination Suit Threat

    An insurer for an herb supplier owes no coverage for a threat from a customer seeking over $1 million in reimbursements for alleged losses tied to salmonella contamination, a New York federal court ruled, saying that the threat of a suit had not been fulfilled. 

  • February 09, 2026

    Insurer Says No Coverage For $10M Truck Crash Dispute

    An insurer said it has no duty to defend or indemnify a transportation company or one of its truck drivers against another worker's $10 million suit stemming from a crash, telling a Texas federal court that the policy excludes coverage for bodily injury to employees and fellow employees.

  • February 09, 2026

    Lloyd's Settles $5M Dispute Over Trenton Arrest

    Lloyd's of London underwriters have resolved their feud with a New Jersey man after initially refusing to pay their share of a $5 million settlement the man obtained from the city of Trenton after he was arrested and unlawfully thrown in jail for the better part of a year.

  • February 06, 2026

    Allstate Denies Coverage For Uber Driver's Deadly Road Rage

    Allstate called on a Seattle federal judge to find that it has no duty to defend a delivery driver from a wrongful death lawsuit alleging he fatally shot and killed another man during an apparent road rage incident while working for Uber Eats and DoorDash.

  • February 06, 2026

    Abuse Claimants Can't Enter Coverage Fight, Insurer Says

    Former residents of a boys group home in Washington state cannot intervene in a dispute over coverage for underlying claims of physical and sexual abuse, the facility's insurer told a federal court, saying the claimants' contention that the facility cannot defend itself is without support.

  • February 05, 2026

    Chubb 'Secret' Abuse Website Risks Industry Trust, Attys Say

    An accusation by the Archdiocese of New York that Chubb waged a "shadow campaign" against the church while also defending a slew of sex abuse suits against the church has the potential to disrupt trust in the insurance market.

  • February 05, 2026

    Calif. Toxic Testing Bill Carries Major Insurance Implications

    A California bill that would mandate safety standards for the testing and clearance of homes after wildfires could make toxicity concerns more central to a claims process in which living expenses are at stake for people wary of returning to contaminated homes.

  • February 05, 2026

    Colo. Appeals Panel Expands Insurer Disclosure Obligations

    A Colorado Court of Appeals panel Thursday found that a copy of an insurance policy obtained by the at-fault driver after a crash is still required to be disclosed to the victim driver in litigation in a split 2-1 decision and first impression interpretation of the Colorado statute.

  • February 05, 2026

    Insurance Litigation Week In Review

    The Sixth Circuit will review class certification in a suit over State Farm's totaled-vehicle valuation formula. The Second Circuit upheld a pause on collection actions against Geico. Law360 takes a look at the past week's top insurance news.

  • February 05, 2026

    Judge Orders Insurer To Pay Auto Injury Claims To Providers

    State Farm Insurance can't withhold benefits for its insureds seeking care at an automobile-crash-focused healthcare company, a Florida state judge ruled Wednesday, finding that the medical provider can delay collecting deductibles and coinsurance payments until a patient's bodily injury claims have been resolved. 

  • February 04, 2026

    Insurer Seeks Exit From Ga. Cemetery Misplaced Body Row

    An insurer said it has no duty to defend an Atlanta cemetery from a suit by a woman alleging the cemetery failed to bury her husband in the proper plot, telling a Georgia federal court that notice of the incident was untimely.

  • February 04, 2026

    Reinsurers Owe $55M For Abuse Settlements, Court Told

    A captive insurer for the Seventh-day Adventist Church told a Vermont federal court that two reinsurers failed to indemnify a combined $55.4 million in defense costs and settlements stemming from claims related to a church member-owned school accused of abusing children under its care.

  • February 03, 2026

    Insurer Must Defend Church Against Lead Exposure Suit

    Cincinnati Insurance Co. has a duty to defend a church from allegations it negligently exposed children to lead, a Tennessee federal judge ruled Tuesday, finding a pollutant-related exclusion in its professional liability coverage does not apply to lead.

  • February 02, 2026

    Lindberg Ordered To Pay $526M To Deceived Insurers

    Convicted insurance magnate Greg Lindberg and two of his companies have been ordered by a North Carolina trial court to pay more than $526 million to insurers that won on claims they were fraudulently induced to prop up Lindberg's enterprises to their own detriment.

  • February 02, 2026

    NC Motel's Policy Omission Warrants Rescission, Insurer Says

    A series of commercial umbrella and excess policies issued to the operator of a Motel 6 in Charlotte, North Carolina, should be declared void because the operator failed to disclose in its 2013 policy application a prior claim made for a sexual assault, the insurer told a federal court.

Expert Analysis

  • Consider The Impact Of Election Stress On Potential Jurors

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    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

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    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • What Hawaii High Court Got Right And Wrong In AIG Ruling

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    Though the Hawaii Supreme Court in its recent Aloha Petroleum v. National Union Fire Insurance decision correctly adopted the majority rule that recklessly caused harm is an accident for coverage purposes, it erred in its interpretation of the pollution exclusion by characterizing climate change as "traditional environmental pollution," say attorneys at Haynes Boone.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

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    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.

  • Use The Right Kind Of Feedback To Help Gen Z Attorneys

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    Generation Z associates bring unique perspectives and expectations to the workplace, so it’s imperative that supervising attorneys adapt their feedback approach in order to help young lawyers learn and grow — which is good for law firms, too, says Rachael Bosch at Fringe Professional Development.

  • Congress Can And Must Enact A Supreme Court Ethics Code

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    As public confidence in the U.S. Supreme Court dips to historic lows following reports raising conflict of interest concerns, Congress must exercise its constitutional power to enact a mandatory and enforceable code of ethics for the high court, says Muhammad Faridi, president of the New York City Bar Association.

  • State Of The States' AI Legal Ethics Landscape

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    Over the past year, several state bar associations, as well as the American Bar Association, have released guidance on the ethical use of artificial intelligence in legal practice, all of which share overarching themes and some nuanced differences, say Eric Pacifici and Kevin Henderson at SMB Law Group.

  • NY Banking Brief: All The Notable Legal Updates In Q3

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    In a relatively light few months for banking legal updates in New York, the state Department of Financial Services previewed its views on banking sector artificial intelligence use via insurer guidance, and an anti-money laundering enforcement action underscored the importance of international monitoring processes, say Eric McLaughlin and Dana Bayersdorfer at Davis Polk.

  • Class Actions At The Circuit Courts: September Lessons

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    In this month's review of class action appeals, Mitchell Engel at Shook Hardy identifies practice tips from four recent class certification rulings involving denial of Medicare reimbursements, automobile insurance disputes, veterans' rights and automobile defects.

  • 3 Coverage Tips As 2nd Circ. 'Swipes Left' On Tinder Claim

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    The Second Circuit's recent opinion in Match Group v. Beazley Underwriting, overturning Tinder's victory on its insurer's motion to dismiss a coverage action, reinforces three best practices policyholders purchasing claims-made coverage should adhere to in order to avoid late-notice defenses, say Lynda Bennett and Alexander Corson at Lowenstein Sandler.

  • What To Know About Insurance Coverage For Antitrust Risks

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    With all the regulatory activity surrounding antitrust and unfair competition claims, as highlighted by last month's D.C. federal court decision that Google is a monopolist, businesses must not only ensure compliance, but also understand their potential insurance coverage when such claims arise, says Micah Skidmore at Haynes Boone.

  • Rise Of Transpo Contractors Brings Insurance Disputes

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    As more independent contractors are contracted and subcontracted in the delivery industry, companies must be prepared to defend claims from drivers who are injured on the job as they are often seeking to establish an employment relationship with one of the entities in the chain, says Nathan Milner at Goldberg Segalla.