General Liability

  • January 09, 2026

    Late Notice Bars Coverage For Death Suit, Insurer Says

    An organization that supports people with intellectual and developmental disabilities is not covered for an underlying suit over the death of a resident at one of its group homes, an insurer told a New Jersey federal court, saying the organization breached its policy's notice and reporting requirements.

  • January 09, 2026

    NC Biz Court Bulletin: Trade Secrets Row, A Patient Data Deal

    The North Carolina Business Court closed out the year by tossing a trade secrets fight brought by a corrugated packing manufacturer against its onetime star salesman and signing off on a $2.45 million settlement ending claims a healthcare system sold patients' data to Meta.

  • January 08, 2026

    Wash. Climate Change Premium Suit A Sign Of More To Come

    A Washington federal court suit accusing oil companies of contributing to increasing homeowners insurance premiums opened up a new consumer-oriented front in a wave of climate change litigation that experts say they only expect to see more of in the coming years.

  • January 08, 2026

    Jewish Org.'s Counterclaims Trimmed In Abuse Coverage Row

    A New York federal court significantly trimmed a Brooklyn-based Jewish organization's counterclaims against a group of Hartford insurers in a dispute over coverage for sexual abuse suits, finding most to be duplicative of the organization's sole remaining breach of contract claim.

  • January 08, 2026

    Insurance Litigation Week In Review

    The Eleventh Circuit affirmed that Nationwide needn't cover a $10 million abuse verdict, a Florida state appeals court reversed a $1 million jury award against an insurance broker and remanded for a new trial, and a New Jersey state court said Margolis Edelstein must face an insurer's malpractice suit.

  • January 08, 2026

    Tariff-Driven Cost Increases Shift Focus To Property Limits

    Construction costs remain high, partly because of tariffs, and questions remain as to the breadth of coverage available under property policies. Law360 spoke to Reed Smith LLP partners Richard P. Lewis and Nicholas M. Insua about their belief that first-party property policies' tariff-related construction cost increases are covered by replacement cost provisions.

  • January 07, 2026

    Nationwide Says Other Insurer Must Cover Train Crash Suits

    A Canadian insurer must provide primary coverage to Union Pacific for underlying claims over a train collision with a rail car mover, a Nationwide unit told a Missouri federal court Wednesday, saying its commercial general liability and umbrella policies are excess over the other policy.

  • January 06, 2026

    Travelers Seeks To Recoup Excess Coverage In $8M Ruling

    A Travelers unit is owed a contribution from another insurer for an $8 million ruling against a contractor accused of damaging a shopping plaza during construction, Travelers told a Michigan federal court.

  • January 05, 2026

    Starr, Collection Co. Reach Deal Over $4.4M Bad Faith Dispute

    Starr Indemnity & Liability Co. struck a deal resolving a collections company's bid for $4.4 million in bad faith damages over underlying litigation concerning a real estate development in Washington state.

  • January 05, 2026

    4 Mass. Rulings You May Have Missed In December

    Insurers seeking to cap their losses in a serious construction accident and a fintech startup offering what the state says are illegal mortgages were on the losing side in December, but two other companies defeated proposed consumer class actions in Suffolk County Superior Court's business litigation session. Here are four notable rulings you may have missed last month.

  • January 05, 2026

    Insurer Drops Nonpayment Suit Against Colo. Data Center

    Zurich American Insurance Co. indicated Monday it plans to dismiss its claim that a Denver-based data management company failed to pay nearly half a million dollars for an additional premium for new construction projects.

  • January 05, 2026

    EA Not Covered In Video Game Addiction Suit, Insurer Says

    A Nationwide unit said it has no duty to defend or indemnify video game company Electronic Arts Inc. against claims that it caused a minor's gaming addiction, telling an Arkansas federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.

  • January 02, 2026

    Top Property Insurance Trends To Watch In 2026

    Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching this year.

  • January 02, 2026

    The Top General Liability Cases To Watch In 2026

    State courts across the country will evaluate general liability policy language in the new year as the Illinois Supreme Court tackles whether certain regulatory permits serve as an exception to a pollution exclusion and a Delaware trial court considers possible coverage of talc claims. Here, Law360 looks at the top cases to watch in 2026.

  • December 23, 2025

    NY Judge Halts Excess Coverage Denial For 'Mutual Mistake'

    A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over the scope of coverage.

  • December 23, 2025

    Top North Carolina Cases Of 2025

    A sweep of settlements in major lawsuits punctuated the second half of the year in North Carolina, from a record-breaking wrongful death deal to an eleventh-hour resolution in a lending fight over a biogas development project. Here are some of the top North Carolina case outcomes in the second half of 2025.

  • December 23, 2025

    Funeral Home Says Insurer's Fire Coverage Suit Is Premature

    An insurer's suit seeking to avoid covering a tree company accused of causing a fire that resulted in $2 million in damage to a funeral home's property is premature and should be tossed, the funeral home told a Florida federal court.

  • December 23, 2025

    Co. Owes $3M For Factory Blast, Insurers Say

    An explosion prevention system provider owes over $3 million in damages related to an explosion and subsequent fire at a Kentucky manufacturing facility, the facility's insurers alleged, maintaining that the provider was negligent in the design and maintenance of the facility's system.

  • December 19, 2025

    Driver Scantly Involved In Crash Can't Skirt Liability

    A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to the overall crash, and a jury should determine the insurer's liability in a no-fault dispute.

  • December 19, 2025

    Insurer Says No Coverage For Fla. Condo Evacuation Suits

    An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Florida federal court the property damage began prior to the policy.

  • December 19, 2025

    Geico Agents Secure Some Discovery In Misclassification Suit

    Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them benefits by misclassifying them as independent contractors, an Ohio federal judge ruled.

  • December 19, 2025

    Judge Won't Ax Insurer's $3.2M Coverage Dispute

    An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex where a woman was shot, a Florida federal court ruled.

  • December 18, 2025

    Top Property Insurance Decisions Of 2025

    A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.

  • December 18, 2025

    Top General Liability Rulings From The 2nd Half Of 2025

    The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.

  • December 18, 2025

    Uber Injury Claims Barred By Release, Ill. Panel Says

    An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because of a release agreement he signed when he received a payout from Liberty Mutual.

Expert Analysis

  • Corporate Insurance Considerations For Trafficking Claims

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    With the surge in litigation over liability under the Trafficking Victims Protection Reauthorization Act, corporate risk managers and in-house counsel need to ensure that appropriate insurance coverage is in place to provide for defense and indemnity against this liability, says Micah Skidmore at Haynes Boone.

  • Exploring An Alternative Model Of Litigation Finance

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    A new model of litigation finance, most aptly described as insurance-backed litigation funding, differs from traditional funding in two key ways, and the process of securing it involves three primary steps, say Bob Koneck, Christopher Le Neve Foster and Richard Butters at Atlantic Global Risk LLC.

  • Leveraging Insurance Amid Microplastics Concerns

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    A pending microplastics lawsuit — New York v. PepsiCo Inc. — may be a harbinger of what is to come for companies whose products are exposed to the environment, so any company considering how to address microplastics liability should include a careful assessment of the potential for insurance coverage in its due diligence, say attorneys at Haynes Boone.

  • Examining Illinois Genetic Privacy Law Amid Deluge Of Claims

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    After a federal court certified an Illinois Genetic Information Privacy Act class action in August, claims under the law have skyrocketed, so employers, insurers and others that collect health and genetic information should ensure compliance with the act to limit litigation risk, say attorneys at Squire Patton.

  • An American Policyholder's Guide To UK Insurance Arbitration

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    No matter how experienced U.S. policyholders are in stateside disputes, the procedural quirks of U.K. insurance arbitration mean Americans should learn a few key differences between U.S. litigation and London arbitration before heading across the pond, says Robert Jacobs at Blank Rome.

  • 5 Climate Change Regulatory Issues Insurers Should Follow

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    The climate change landscape for insurers has changed dramatically recently — and not just because of the controversy over the U.S. Securities and Exchange Commission's climate-related risk disclosure rules, says Thomas Dawson at McDermott.

  • Notable Q1 Updates In Insurance Class Actions

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    Mark Johnson and Mathew Drocton at BakerHostetler discuss notable insurance class action decisions from the first quarter of the year ranging from salvage vehicle titling to rate discrimination based on premium-setting software.

  • Why RWI Insurers Should Consider Excluding PFAS

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    As regulation of per- and polyfluoroalkyl substances escalates, carriers providing representations and warranties insurance should reconsider providing PFAS coverage on a case-by-case basis, say Dave Bartoletti and Ina Avalon at Taft Stettinius.

  • Parsing Insurance Issues After Mass Shooting 'Occurrences'

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    A Florida district court’s recent decision in Tony v. Evanston Insurance, which held that the 2018 Parkland High School mass shooting was a single "occurrence" under the town's commercial general liability policy, sheds light on how other courts may make this determination following other mass shooting events, says Elan Kandel at Bailey Cavalieri.

  • Being An Equestrian Makes Me A Better Lawyer

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    Beyond getting experience thinking on my feet and tackling stressful situations, the skills I've gained from horseback riding have considerable overlap with the skills used to practice law, particularly in terms of team building, continuing education, and making an effort to reset and recharge, says Kerry Irwin at Moore & Van Allen.

  • Top 10 Queries For Insurers Entering Surplus Lines Market

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    John Emmanuel at Locke Lord discusses what insurers should understand before entering into the surplus lines market, a growing, state-regulated area, subject to much variation in application and enforcement.

  • Considering CGL Defense For Social Media Addiction Claims

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    A recent lawsuit filed in California state court against Meta seeks damages from technology companies for the costs of treating children allegedly suffering from social media addiction, but the prospects of defense coverage under commercial general liability insurance policies for a potential new wave of claims look promising, say Craig Hirsch and Tae Andrews at Pasich.

  • Sorting Circuit Split On Foreign Arbitration Treaty's Authority

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    A circuit court split over whether the New York Convention supersedes state law barring arbitration in certain disputes — a frequent issue in insurance matters — has left lower courts to rely on conflicting decisions, but the doctrine of self-executing treaties makes it clear that the convention overrules state law, says Gary Shaw at Pillsbury.