General Liability

  • February 10, 2026

    Judge Limits Insurers' Exposure in Opioid Coverage Fight

    Insurers garnered several wins Tuesday in a dispute over coverage for thousands of opioid suits against bankrupt pharmaceutical company Endo International, with a Pennsylvania federal court ruling favorably for the carriers on the interpretation of claims-made provisions and the meaning of "damages for bodily injury."

  • February 10, 2026

    Insurer Owes No Coverage For Contamination Suit Threat

    An insurer for an herb supplier owes no coverage for a threat from a customer seeking over $1 million in reimbursements for alleged losses tied to salmonella contamination, a New York federal court ruled, saying that the threat of a suit had not been fulfilled. 

  • February 09, 2026

    Insurer Says No Coverage For $10M Truck Crash Dispute

    An insurer said it has no duty to defend or indemnify a transportation company or one of its truck drivers against another worker's $10 million suit stemming from a crash, telling a Texas federal court that the policy excludes coverage for bodily injury to employees and fellow employees.

  • February 09, 2026

    Lloyd's Settles $5M Dispute Over Trenton Arrest

    Lloyd's of London underwriters have resolved their feud with a New Jersey man after initially refusing to pay their share of a $5 million settlement the man obtained from the city of Trenton after he was arrested and unlawfully thrown in jail for the better part of a year.

  • February 06, 2026

    Allstate Denies Coverage For Uber Driver's Deadly Road Rage

    Allstate called on a Seattle federal judge to find that it has no duty to defend a delivery driver from a wrongful death lawsuit alleging he fatally shot and killed another man during an apparent road rage incident while working for Uber Eats and DoorDash.

  • February 06, 2026

    Abuse Claimants Can't Enter Coverage Fight, Insurer Says

    Former residents of a boys group home in Washington state cannot intervene in a dispute over coverage for underlying claims of physical and sexual abuse, the facility's insurer told a federal court, saying the claimants' contention that the facility cannot defend itself is without support.

  • February 05, 2026

    Chubb 'Secret' Abuse Website Risks Industry Trust, Attys Say

    An accusation by the Archdiocese of New York that Chubb waged a "shadow campaign" against the church while also defending a slew of sex abuse suits against the church has the potential to disrupt trust in the insurance market.

  • February 05, 2026

    Calif. Toxic Testing Bill Carries Major Insurance Implications

    A California bill that would mandate safety standards for the testing and clearance of homes after wildfires could make toxicity concerns more central to a claims process in which living expenses are at stake for people wary of returning to contaminated homes.

  • February 05, 2026

    Colo. Appeals Panel Expands Insurer Disclosure Obligations

    A Colorado Court of Appeals panel Thursday found that a copy of an insurance policy obtained by the at-fault driver after a crash is still required to be disclosed to the victim driver in litigation in a split 2-1 decision and first impression interpretation of the Colorado statute.

  • February 05, 2026

    Insurance Litigation Week In Review

    The Sixth Circuit will review class certification in a suit over State Farm's totaled-vehicle valuation formula. The Second Circuit upheld a pause on collection actions against Geico. Law360 takes a look at the past week's top insurance news.

  • February 05, 2026

    Judge Orders Insurer To Pay Auto Injury Claims To Providers

    State Farm Insurance can't withhold benefits for its insureds seeking care at an automobile-crash-focused healthcare company, a Florida state judge ruled Wednesday, finding that the medical provider can delay collecting deductibles and coinsurance payments until a patient's bodily injury claims have been resolved. 

  • February 04, 2026

    Insurer Seeks Exit From Ga. Cemetery Misplaced Body Row

    An insurer said it has no duty to defend an Atlanta cemetery from a suit by a woman alleging the cemetery failed to bury her husband in the proper plot, telling a Georgia federal court that notice of the incident was untimely.

  • February 04, 2026

    Reinsurers Owe $55M For Abuse Settlements, Court Told

    A captive insurer for the Seventh-day Adventist Church told a Vermont federal court that two reinsurers failed to indemnify a combined $55.4 million in defense costs and settlements stemming from claims related to a church member-owned school accused of abusing children under its care.

  • February 03, 2026

    Insurer Must Defend Church Against Lead Exposure Suit

    Cincinnati Insurance Co. has a duty to defend a church from allegations it negligently exposed children to lead, a Tennessee federal judge ruled Tuesday, finding a pollutant-related exclusion in its professional liability coverage does not apply to lead.

  • February 02, 2026

    Lindberg Ordered To Pay $526M To Deceived Insurers

    Convicted insurance magnate Greg Lindberg and two of his companies have been ordered by a North Carolina trial court to pay more than $526 million to insurers that won on claims they were fraudulently induced to prop up Lindberg's enterprises to their own detriment.

  • February 02, 2026

    NC Motel's Policy Omission Warrants Rescission, Insurer Says

    A series of commercial umbrella and excess policies issued to the operator of a Motel 6 in Charlotte, North Carolina, should be declared void because the operator failed to disclose in its 2013 policy application a prior claim made for a sexual assault, the insurer told a federal court.

  • January 30, 2026

    Insurer Says No Coverage For $105M Fatal Crash Judgment

    An insurer for a trucking company told a Texas federal court Friday that it owes no coverage for a $105 million judgment over a fatal collision, saying the policyholder does not qualify as an insured since the crash did not involve a vehicle listed under the policy.

  • January 30, 2026

    Rivkin Radler Insurance Ace Stepping Up As Managing Partner

    A longtime insurance attorney at Rivkin Radler LLP will begin leading the firm on Monday as its new managing partner.

  • January 29, 2026

    Pollution Permit Ruling Backs Pro-Insurer Policy Reading

    The Illinois Supreme Court recently deemed state pollution permits irrelevant when determining whether pollutants fall within the scope of an exclusion in commercial general liability policies and endorsed separate pollution liability policies in a ruling that carrier-side attorneys are praising as a straightforward application of policy language.

  • January 29, 2026

    No New Trial Over Pesticide Coverage Verdict, Judge Says

    An Arizona federal court rejected a professional liability insurer's request for a new trial after a jury found it liable to cover settled claims that a pesticide services company negligently damaged wheat crops, finding no issue with the jury instructions.

  • January 29, 2026

    Winter Storm's Costs For Insurers Likely To Be Manageable

    The winter storm that plunged much of the U.S. into a deep freeze this week will likely bring about insurance claims challenges related to cause of loss and business interruptions, though market analysts expect the costs will be manageable for insurers.

  • January 29, 2026

    Full 6th Circ. To Review Cert. In State Farm Vehicle Value Suit

    The full Sixth Circuit agreed Thursday to review the certification of a class of approximately 90,000 State Farm policyholders in a suit claiming the insurer systematically undervalues totaled vehicles, setting aside a previous order affirming the certification.

  • January 29, 2026

    Insurance Litigation Week In Review

    Harman International Industries' insurers must cover a $28 million settlement paid to resolve stockholder litigation, the Illinois Supreme Court said regulatory permits are "irrelevant" in assessing the application of a pollution exclusion and a Hartford insurer must cover a gas company in a suit over a gas line explosion.

  • January 28, 2026

    Insurer Claims No Duty In Crash Suit Against Vape Shop

    A deadly car accident underpinning a lawsuit against a North Carolina-based vape and smoke shop occurred several miles away from the store's grounds, so exclusions in the shop's commercial insurance policy preclude coverage, the insurer's counsel told a North Carolina state appeals court Wednesday.

  • January 28, 2026

    NY Firm And Medical Providers Defrauded Insurers, Suit Says

    An insurer accused a law firm and a collection of medical providers and professionals of engaging in a scheme to defraud insurers through sham lawsuits and inflated medical bills, telling a New York federal court that the defendants have enriched themselves "at the expense of justice, equity and human dignity."

Expert Analysis

  • Teaching Your Witness To Beat The Freeze/Appease Response

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    In addition to fight-or-flight, witnesses may experience the freeze/appease response at trial or deposition — where they become a deer in headlights, agreeing with opposing counsel’s questions and damaging their credibility in the process — but certain strategies can help, says Bill Kanasky at Courtroom Sciences.

  • What Insurers Need To Know About OFAC's Expanded FAQs

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    The Office of Foreign Assets Control's recently expanded insurance FAQs clarify how OFAC views insurance policies in a number of specific circumstances involving sanctioned parties, and make plain that sanctions compliance is the responsibility of all participants in the insurance ecosystem, including underwriters, brokers and agents, say attorneys at Morgan Lewis.

  • Nevada Justices Could Expand Scope Of Subrogation Claims

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    The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris.

  • 8 Tech Tips For Stress-Free Remote Depositions

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    Court reporter Kelly D’Amico shares practical strategies for attorneys to conduct remote depositions with ease and troubleshoot any issues that arise, as it seems deposition-by-Zoom is here to stay after the pandemic.

  • 4 Ways Attorneys Can Emotionally Prepare For Trial

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    In the course of litigation, trial lawyers face a number of scenarios that can incite an emotional response, but formulating a mental game plan in advance of trial can help attorneys stay cool, calm and collected in the moment, says Rachel Lary at Lightfoot Franklin.

  • Presidential Campaign Errors Provide Lessons For Trial Attys

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    Vice President Kamala Harris’ presidential campaign employed numerous strategies that evidently didn’t land, and trial attorneys should take note, because voters and jurors are both decision-makers who are listening for how one’s case presentation would affect them personally, says Reuben Guttman at Guttman Buschner.

  • 3 Policyholder Lessons From NY Bad Faith Ruling

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    A New York appellate court's recent decision finding that Rockefeller University alleged viable bad faith claims against its insurers reinforces the principle that insurers may not elevate their own economic interests over those of their insureds, say attorneys at Lowenstein Sandler.

  • Notable Q3 Updates In Insurance Class Actions

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    Total loss valuation cases and labor depreciation cases dominated the past quarter of insurance class actions, with courts continuing to reject challenges to condition adjustments in the former, and a pro-insured trend persisting in the latter, say attorneys at BakerHostetler.

  • Consider The Impact Of Election Stress On Potential Jurors

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    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

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    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • What Hawaii High Court Got Right And Wrong In AIG Ruling

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    Though the Hawaii Supreme Court in its recent Aloha Petroleum v. National Union Fire Insurance decision correctly adopted the majority rule that recklessly caused harm is an accident for coverage purposes, it erred in its interpretation of the pollution exclusion by characterizing climate change as "traditional environmental pollution," say attorneys at Haynes Boone.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

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    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.