General Liability

  • January 07, 2026

    Nationwide Says Other Insurer Must Cover Train Crash Suits

    A Canadian insurer must provide primary coverage to Union Pacific for underlying claims over a train collision with a rail car mover, a Nationwide unit told a Missouri federal court Wednesday, saying its commercial general liability and umbrella policies are excess over the other policy.

  • January 06, 2026

    Travelers Seeks To Recoup Excess Coverage In $8M Ruling

    A Travelers unit is owed a contribution from another insurer for an $8 million ruling against a contractor accused of damaging a shopping plaza during construction, Travelers told a Michigan federal court.

  • January 05, 2026

    Starr, Collection Co. Reach Deal Over $4.4M Bad Faith Dispute

    Starr Indemnity & Liability Co. struck a deal resolving a collections company's bid for $4.4 million in bad faith damages over underlying litigation concerning a real estate development in Washington state.

  • January 05, 2026

    4 Mass. Rulings You May Have Missed In December

    Insurers seeking to cap their losses in a serious construction accident and a fintech startup offering what the state says are illegal mortgages were on the losing side in December, but two other companies defeated proposed consumer class actions in Suffolk County Superior Court's business litigation session. Here are four notable rulings you may have missed last month.

  • January 05, 2026

    Insurer Drops Nonpayment Suit Against Colo. Data Center

    Zurich American Insurance Co. indicated Monday it plans to dismiss its claim that a Denver-based data management company failed to pay nearly half a million dollars for an additional premium for new construction projects.

  • January 05, 2026

    EA Not Covered In Video Game Addiction Suit, Insurer Says

    A Nationwide unit said it has no duty to defend or indemnify video game company Electronic Arts Inc. against claims that it caused a minor's gaming addiction, telling an Arkansas federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.

  • January 02, 2026

    Top Property Insurance Trends To Watch In 2026

    Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching this year.

  • January 02, 2026

    The Top General Liability Cases To Watch In 2026

    State courts across the country will evaluate general liability policy language in the new year as the Illinois Supreme Court tackles whether certain regulatory permits serve as an exception to a pollution exclusion and a Delaware trial court considers possible coverage of talc claims. Here, Law360 looks at the top cases to watch in 2026.

  • December 23, 2025

    NY Judge Halts Excess Coverage Denial For 'Mutual Mistake'

    A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over the scope of coverage.

  • December 23, 2025

    Top North Carolina Cases Of 2025

    A sweep of settlements in major lawsuits punctuated the second half of the year in North Carolina, from a record-breaking wrongful death deal to an eleventh-hour resolution in a lending fight over a biogas development project. Here are some of the top North Carolina case outcomes in the second half of 2025.

  • December 23, 2025

    Funeral Home Says Insurer's Fire Coverage Suit Is Premature

    An insurer's suit seeking to avoid covering a tree company accused of causing a fire that resulted in $2 million in damage to a funeral home's property is premature and should be tossed, the funeral home told a Florida federal court.

  • December 23, 2025

    Co. Owes $3M For Factory Blast, Insurers Say

    An explosion prevention system provider owes over $3 million in damages related to an explosion and subsequent fire at a Kentucky manufacturing facility, the facility's insurers alleged, maintaining that the provider was negligent in the design and maintenance of the facility's system.

  • December 19, 2025

    Driver Scantly Involved In Crash Can't Skirt Liability

    A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to the overall crash, and a jury should determine the insurer's liability in a no-fault dispute.

  • December 19, 2025

    Insurer Says No Coverage For Fla. Condo Evacuation Suits

    An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Florida federal court the property damage began prior to the policy.

  • December 19, 2025

    Geico Agents Secure Some Discovery In Misclassification Suit

    Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them benefits by misclassifying them as independent contractors, an Ohio federal judge ruled.

  • December 19, 2025

    Judge Won't Ax Insurer's $3.2M Coverage Dispute

    An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex where a woman was shot, a Florida federal court ruled.

  • December 18, 2025

    Top Property Insurance Decisions Of 2025

    A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.

  • December 18, 2025

    Top General Liability Rulings From The 2nd Half Of 2025

    The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.

  • December 18, 2025

    Uber Injury Claims Barred By Release, Ill. Panel Says

    An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because of a release agreement he signed when he received a payout from Liberty Mutual.

  • December 18, 2025

    Insurance Litigation Week In Review

    The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a California federal court said a Chubb unit doesn't owe coverage for a tech CEO's living expense claim. Here, Law360 takes a look at the past week's top insurance news.

  • December 18, 2025

    Chemical Co. Seeks Contractor's Coverage For Mercury Suits

    The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage for nearly 200 underlying lawsuits claiming mercury exposure from the facility. 

  • December 17, 2025

    Lighting Co. Strikes Deal In 401(k) Forfeiture, Tobacco Fee Suit

    An automotive lighting company told an Illinois federal court Wednesday that it has settled an ex-worker's proposed class action claiming the business mismanaged forfeited 401(k) funds and failed to inform workers who used tobacco how to avoid paying an extra health plan fee.

  • December 17, 2025

    Great American Says Cryo Unit Co. Hid Facts In Getting Policy

    Insurer Great American has gone to California federal court asserting that it doesn't owe coverage to a cryotherapy unit seller for an underlying lawsuit involving an alleged injury in a hyperbaric chamber at the company's subsidiary, arguing that the cryotherapy company never told the insurer it had a subsidiary.

  • December 17, 2025

    Security Co. Loses $1M Coverage Bid For Pa. Bar Attacks

    A Pennsylvania federal court blocked a security company from seeking up to $1 million in coverage for ongoing litigation stemming from violent attacks against two Philadelphia bar patrons, finding the claims fell within an expansive policy exclusion for assault and battery.

  • December 16, 2025

    NC Law Firm Says Insurer Must Cover Helene Biz Losses

    A North Carolina law firm has accused its insurance company of wrongfully denying coverage for business income losses stemming from Hurricane Helene, saying the suspension of operations during and after the storm is covered under its business owners policy.

Expert Analysis

  • NJ Justices Clarify First-Party Indemnification Availability

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    In Boyle v. Huff, the New Jersey Supreme Court recently held that indemnification can be available in first-party claims, resolving an open question and setting up contracting parties for careful negotiations around indemnity clauses, says Todd Leon at Marshall Dennehey.

  • Takeaways From Justices' Redemption Insurance Decision

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    The U.S. Supreme Court’s recent decision in Connelly v. U.S. examines how to determine the fair market value of shares in a closely held company for estate tax purposes, and clarifies how life insurance held by the company to enable redemption of a decedent’s shares affects that calculation, says Evelyn Haralampu at Burns & Levinson.

  • Insurers Have A Ch. 11 Voice Following High Court Ruling

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    The U.S. Supreme Court's recent ruling in Truck Insurance Exchange v. Kaiser Gypsum — which reaffirmed a broad definition of "party in interest" — will give insurers, particularly in mass tort Chapter 11 bankruptcies, more opportunity to protect their interests and identify problems with reorganization plans, says George Singer at Holland & Hart.

  • 8th Circ. Insurance Ruling Spotlights Related-Claims Defenses

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    The Eighth Circuit’s recent Dexon v. Travelers ruling — that the insurer must provide a defense despite the policy’s related-acts provision — provides guidance for how policyholders can overcome related-acts defenses, say Geoffrey Fehling and Jae Lynn Huckaba at Hunton.

  • Managing Legal Risks After University Gaza Protests

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    Following the protests sparked by the war in Gaza, colleges and universities should expect a long investigative tail and take steps to mitigate risks associated with compliance issues under various legal frameworks and institutional policies, say Wiley's Diana Shaw and Colin Cloherty.

  • An Insurance Coverage Checklist For PFAS Defendants

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    With PFAS liability exposures attracting increased media attention, now is a good time for companies that could be exposed to liability related to per- and polyfluoroalkyl substances to review existing and past insurance policies, and consider taking proactive steps to maximize their likelihood of coverage, say attorneys at Nossaman.

  • Class Actions At The Circuit Courts: May Lessons

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    In this month's review of class action appeals, Mitchell Engel at Shook Hardy discusses four notable circuit court decisions on topics from automobile insurance to securities — and provides key takeaways for counsel on issues including circuit-specific ascertainability requirements and how to conduct a Daubert analysis prior to class certification.

  • Key Insurance Considerations After $725M Benzene Verdict

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    The recent massive benzene verdict in Gill v. Exxon Mobil will certainly trigger insurance questions — and likely a new wave of benzene suits — so potential defendants should study Radiator Specialty v. Arrowood Indemnity, the only state high court decision regarding benzene claim coverage, says Jonathan Hardin at Perkins Coie.

  • Key Lessons From Recent Insurance Policy Reform Litigation

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    A review of recent case law reveals the wide range of misunderstandings that may arise between insurers and policyholders in the purchase and renewal of insurance policies, as well as the utility — and the limits — of reformation and related remedies for these misunderstandings, say Jad Khazem and Seth Tucker at Covington.

  • Corporate Insurance Considerations For Trafficking Claims

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    With the surge in litigation over liability under the Trafficking Victims Protection Reauthorization Act, corporate risk managers and in-house counsel need to ensure that appropriate insurance coverage is in place to provide for defense and indemnity against this liability, says Micah Skidmore at Haynes Boone.

  • Exploring An Alternative Model Of Litigation Finance

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    A new model of litigation finance, most aptly described as insurance-backed litigation funding, differs from traditional funding in two key ways, and the process of securing it involves three primary steps, say Bob Koneck, Christopher Le Neve Foster and Richard Butters at Atlantic Global Risk LLC.

  • Leveraging Insurance Amid Microplastics Concerns

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    A pending microplastics lawsuit — New York v. PepsiCo Inc. — may be a harbinger of what is to come for companies whose products are exposed to the environment, so any company considering how to address microplastics liability should include a careful assessment of the potential for insurance coverage in its due diligence, say attorneys at Haynes Boone.

  • Examining Illinois Genetic Privacy Law Amid Deluge Of Claims

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    After a federal court certified an Illinois Genetic Information Privacy Act class action in August, claims under the law have skyrocketed, so employers, insurers and others that collect health and genetic information should ensure compliance with the act to limit litigation risk, say attorneys at Squire Patton.