General Liability

  • January 08, 2026

    Insurance Litigation Week In Review

    The Eleventh Circuit affirmed that Nationwide needn't cover a $10 million abuse verdict, a Florida state appeals court reversed a $1 million jury award against an insurance broker and remanded for a new trial, and a New Jersey state court said Margolis Edelstein must face an insurer's malpractice suit.

  • January 08, 2026

    Tariff-Driven Cost Increases Shift Focus To Property Limits

    Construction costs remain high, partly because of tariffs, and questions remain as to the breadth of coverage available under property policies. Law360 spoke to Reed Smith LLP partners Richard P. Lewis and Nicholas M. Insua about their belief that first-party property policies' tariff-related construction cost increases are covered by replacement cost provisions.

  • January 07, 2026

    Nationwide Says Other Insurer Must Cover Train Crash Suits

    A Canadian insurer must provide primary coverage to Union Pacific for underlying claims over a train collision with a rail car mover, a Nationwide unit told a Missouri federal court Wednesday, saying its commercial general liability and umbrella policies are excess over the other policy.

  • January 06, 2026

    Travelers Seeks To Recoup Excess Coverage In $8M Ruling

    A Travelers unit is owed a contribution from another insurer for an $8 million ruling against a contractor accused of damaging a shopping plaza during construction, Travelers told a Michigan federal court.

  • January 05, 2026

    Starr, Collection Co. Reach Deal Over $4.4M Bad Faith Dispute

    Starr Indemnity & Liability Co. struck a deal resolving a collections company's bid for $4.4 million in bad faith damages over underlying litigation concerning a real estate development in Washington state.

  • January 05, 2026

    4 Mass. Rulings You May Have Missed In December

    Insurers seeking to cap their losses in a serious construction accident and a fintech startup offering what the state says are illegal mortgages were on the losing side in December, but two other companies defeated proposed consumer class actions in Suffolk County Superior Court's business litigation session. Here are four notable rulings you may have missed last month.

  • January 05, 2026

    Insurer Drops Nonpayment Suit Against Colo. Data Center

    Zurich American Insurance Co. indicated Monday it plans to dismiss its claim that a Denver-based data management company failed to pay nearly half a million dollars for an additional premium for new construction projects.

  • January 05, 2026

    EA Not Covered In Video Game Addiction Suit, Insurer Says

    A Nationwide unit said it has no duty to defend or indemnify video game company Electronic Arts Inc. against claims that it caused a minor's gaming addiction, telling an Arkansas federal court that the underlying suit does not allege bodily injury or property damage caused by an occurrence.

  • January 02, 2026

    Top Property Insurance Trends To Watch In 2026

    Homeowners insurance investigations, a novel climate suit accusing oil majors of contributing to high premiums, and a California action accusing carriers of collusion are some of the top property insurance matters attorneys will be watching this year.

  • January 02, 2026

    The Top General Liability Cases To Watch In 2026

    State courts across the country will evaluate general liability policy language in the new year as the Illinois Supreme Court tackles whether certain regulatory permits serve as an exception to a pollution exclusion and a Delaware trial court considers possible coverage of talc claims. Here, Law360 looks at the top cases to watch in 2026.

  • December 23, 2025

    NY Judge Halts Excess Coverage Denial For 'Mutual Mistake'

    A New York federal judge undid an excess insurer's denial of coverage for a plumbing company facing lawsuits over a building fire, saying that both parties agreed to the policy under a "mutual mistake" over the scope of coverage.

  • December 23, 2025

    Top North Carolina Cases Of 2025

    A sweep of settlements in major lawsuits punctuated the second half of the year in North Carolina, from a record-breaking wrongful death deal to an eleventh-hour resolution in a lending fight over a biogas development project. Here are some of the top North Carolina case outcomes in the second half of 2025.

  • December 23, 2025

    Funeral Home Says Insurer's Fire Coverage Suit Is Premature

    An insurer's suit seeking to avoid covering a tree company accused of causing a fire that resulted in $2 million in damage to a funeral home's property is premature and should be tossed, the funeral home told a Florida federal court.

  • December 23, 2025

    Co. Owes $3M For Factory Blast, Insurers Say

    An explosion prevention system provider owes over $3 million in damages related to an explosion and subsequent fire at a Kentucky manufacturing facility, the facility's insurers alleged, maintaining that the provider was negligent in the design and maintenance of the facility's system.

  • December 19, 2025

    Driver Scantly Involved In Crash Can't Skirt Liability

    A Michigan appellate panel upheld a trial court's finding that a vehicle can be considered involved in a crash even if it made minimal contact with other cars if its driver's emergency actions contribute to the overall crash, and a jury should determine the insurer's liability in a no-fault dispute.

  • December 19, 2025

    Insurer Says No Coverage For Fla. Condo Evacuation Suits

    An insurer said it owes no coverage to a condo complex in 23 suits brought by unit owners who say they were forced to evacuate because the complex failed to maintain safe structural conditions, telling a Florida federal court the property damage began prior to the policy.

  • December 19, 2025

    Geico Agents Secure Some Discovery In Misclassification Suit

    Geico must produce more information related to a retaliation claim and the authenticity and completeness of its retirement and welfare plans in a suit lodged by former agents alleging the insurer denied them benefits by misclassifying them as independent contractors, an Ohio federal judge ruled.

  • December 19, 2025

    Judge Won't Ax Insurer's $3.2M Coverage Dispute

    An insurer may proceed with its suit seeking to escape coverage for a $3.2 million judgment against a Florida property owner that was accused of failing to provide adequate security at an apartment complex where a woman was shot, a Florida federal court ruled.

  • December 18, 2025

    Top Property Insurance Decisions Of 2025

    A major U.K. insurance ruling on aircraft stranded and seized by Russia joins a slew of important developments in smoke and fire damage coverage, and the arbitration rights of insurance companies, as some of the top property insurance rulings of 2025. Here, Law360 examines a series of rulings that helped advance property insurance law, from a decision poised to reshape aviation insurance, to circuit court rulings that addressed when insurers can arbitrate claims rather than go through the court system.

  • December 18, 2025

    Top General Liability Rulings From The 2nd Half Of 2025

    The latter half of 2025 included a big win for general liability insurers in a state court coverage dispute related to multidistrict litigation over 3M's combat earplugs, while petroleum companies prevailed in two federal appellate cases over coverage for seized cargo and reimbursement of energy infrastructure decommissioning costs. Here, Law360 breaks down the top commercial general liability rulings that rounded out the year.

  • December 18, 2025

    Uber Injury Claims Barred By Release, Ill. Panel Says

    An Illinois state appeals court has refused to revive a lawsuit seeking to hold Uber liable for the injuries a bicyclist suffered when he was struck by an Uber driver, finding he cannot bring his suit because of a release agreement he signed when he received a payout from Liberty Mutual.

  • December 18, 2025

    Insurance Litigation Week In Review

    The Third Circuit revived a highway construction company's bid for coverage of vehicle pileup suits, a New Jersey state appeals court affirmed that a home insurer needn't cover a casino assault dispute, and a California federal court said a Chubb unit doesn't owe coverage for a tech CEO's living expense claim. Here, Law360 takes a look at the past week's top insurance news.

  • December 18, 2025

    Chemical Co. Seeks Contractor's Coverage For Mercury Suits

    The successor to a chemical company told a Louisiana federal court in a lawsuit that it is an additional insured under policies obtained by a contractor working on its chemical facility and is owed coverage for nearly 200 underlying lawsuits claiming mercury exposure from the facility. 

  • December 17, 2025

    Lighting Co. Strikes Deal In 401(k) Forfeiture, Tobacco Fee Suit

    An automotive lighting company told an Illinois federal court Wednesday that it has settled an ex-worker's proposed class action claiming the business mismanaged forfeited 401(k) funds and failed to inform workers who used tobacco how to avoid paying an extra health plan fee.

  • December 17, 2025

    Great American Says Cryo Unit Co. Hid Facts In Getting Policy

    Insurer Great American has gone to California federal court asserting that it doesn't owe coverage to a cryotherapy unit seller for an underlying lawsuit involving an alleged injury in a hyperbaric chamber at the company's subsidiary, arguing that the cryotherapy company never told the insurer it had a subsidiary.

Expert Analysis

  • Consider The Impact Of Election Stress On Potential Jurors

    Author Photo

    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

    Author Photo

    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • What Hawaii High Court Got Right And Wrong In AIG Ruling

    Author Photo

    Though the Hawaii Supreme Court in its recent Aloha Petroleum v. National Union Fire Insurance decision correctly adopted the majority rule that recklessly caused harm is an accident for coverage purposes, it erred in its interpretation of the pollution exclusion by characterizing climate change as "traditional environmental pollution," say attorneys at Haynes Boone.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

    Author Photo

    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.

  • Key Insurance Implications Of Hawaii's Historic GHG Ruling

    Author Photo

    In Aloha Petroleum v. National Union Fire Insurance, the Hawaii Supreme Court became the first state court to classify greenhouse gasses as pollutants barred from insurance coverage, a ruling likely to be afforded great weight by courts across the country, say Scott Seaman and Gar Lauerman at Hinshaw & Culbertson.

  • Use The Right Kind Of Feedback To Help Gen Z Attorneys

    Author Photo

    Generation Z associates bring unique perspectives and expectations to the workplace, so it’s imperative that supervising attorneys adapt their feedback approach in order to help young lawyers learn and grow — which is good for law firms, too, says Rachael Bosch at Fringe Professional Development.

  • Congress Can And Must Enact A Supreme Court Ethics Code

    Author Photo

    As public confidence in the U.S. Supreme Court dips to historic lows following reports raising conflict of interest concerns, Congress must exercise its constitutional power to enact a mandatory and enforceable code of ethics for the high court, says Muhammad Faridi, president of the New York City Bar Association.

  • State Of The States' AI Legal Ethics Landscape

    Author Photo

    Over the past year, several state bar associations, as well as the American Bar Association, have released guidance on the ethical use of artificial intelligence in legal practice, all of which share overarching themes and some nuanced differences, say Eric Pacifici and Kevin Henderson at SMB Law Group.

  • NY Banking Brief: All The Notable Legal Updates In Q3

    Author Photo

    In a relatively light few months for banking legal updates in New York, the state Department of Financial Services previewed its views on banking sector artificial intelligence use via insurer guidance, and an anti-money laundering enforcement action underscored the importance of international monitoring processes, say Eric McLaughlin and Dana Bayersdorfer at Davis Polk.

  • Class Actions At The Circuit Courts: September Lessons

    Author Photo

    In this month's review of class action appeals, Mitchell Engel at Shook Hardy identifies practice tips from four recent class certification rulings involving denial of Medicare reimbursements, automobile insurance disputes, veterans' rights and automobile defects.

  • 3 Coverage Tips As 2nd Circ. 'Swipes Left' On Tinder Claim

    Author Photo

    The Second Circuit's recent opinion in Match Group v. Beazley Underwriting, overturning Tinder's victory on its insurer's motion to dismiss a coverage action, reinforces three best practices policyholders purchasing claims-made coverage should adhere to in order to avoid late-notice defenses, say Lynda Bennett and Alexander Corson at Lowenstein Sandler.

  • What To Know About Insurance Coverage For Antitrust Risks

    Author Photo

    With all the regulatory activity surrounding antitrust and unfair competition claims, as highlighted by last month's D.C. federal court decision that Google is a monopolist, businesses must not only ensure compliance, but also understand their potential insurance coverage when such claims arise, says Micah Skidmore at Haynes Boone.

  • Rise Of Transpo Contractors Brings Insurance Disputes

    Author Photo

    As more independent contractors are contracted and subcontracted in the delivery industry, companies must be prepared to defend claims from drivers who are injured on the job as they are often seeking to establish an employment relationship with one of the entities in the chain, says Nathan Milner at Goldberg Segalla.