Insurance UK

  • July 16, 2026

    UK Reinsurer Calls For Transparency On Flood Defenses

    Insurers do not have enough data to determine whether new property developments have been built with flood defenses, a U.K. state-backed reinsurer has warned.

  • July 16, 2026

    Capita Seeks To Cut Damages In £5M Data Breach Claim

    Outsourcing giant Capita urged a London court on Thursday to trim the claims of almost 4,000 individuals who say the company owes them up to £5 million ($6.75 million) over a cyberattack, arguing that claims for aggravated and exemplary damages are not supported by evidence. 

  • July 16, 2026

    PIC Completes £4.3B Rolls-Royce Pension Plan Buyout

    Pension Insurance Corporation PLC has taken on full responsibility for all 36,000 members of the Rolls-Royce UK Pension Fund, just nine months after signing a £4.3 billion ($5.8 billion) deal with the British aerospace and defense giant.

  • July 16, 2026

    Frozen Thresholds Drag 10M UK Pensioners Into Paying Tax

    The number of U.K. pensioners paying income tax has risen by three million in the five years since earning thresholds were frozen, government figures have revealed.

  • July 15, 2026

    Pensions Watchdog Sets Out Strategy For Next 5 Years

    Britain's retirement savings watchdog has said its work over the next five years will be driven by raising governance standards and ensuring value for money, while it seeks to improve sustainable outcomes for people at retirement.

  • July 15, 2026

    UK Gov't Urged To Ban 'Non-Risk Factor' Insurance Pricing

    The government should ban the use of "non-risk factors" in insurance pricing, a consumer group has said, adding that a lack of transparency in underwriting raised the risk of discrimination against vulnerable consumers.  

  • July 15, 2026

    Willkie Guides Saudi Re On Lloyd's Underwriter Stake Buy

    ​Saudi Reinsurance Co. has said it has agreed to acquire a minority stake in AdA Risk Holding Co. Ltd., a London-based specialty underwriting firm, as the reinsurer seeks to strengthen its position in the Lloyd's market.

  • July 15, 2026

    BoE Chief Calls For Law Reform For AI In Financial Advice

    The U.K. should start working now on major legal and public policy changes to account for the rising number of consumers using chatbots for financial advice, the governor of the Bank of England has warned.

  • July 15, 2026

    OECD Tells UK Gov't To Scrap Triple-Lock Pension Policy

    The U.K. government should scrap the "unusually generous" triple-lock pension policy to reduce fiscal uncertainty in Britain, the Organisation for Economic Co-operation and Development said Wednesday.

  • July 14, 2026

    UK Regulators Pitch Captive Insurance Rules To Spur Growth

    The U.K.'s insurance regulators proposed Tuesday a new regulatory regime for the captive insurance market to support economic growth.

  • July 14, 2026

    Ex-Macfarlanes Pro Joins FCA Regulatory Decisions Panel

    The Financial Conduct Authority said Tuesday that its board has appointed former Macfarlanes LLP lawyer Dan Lavender to its committee that ensures contested enforcement decisions are made fairly.

  • July 14, 2026

    UK Launches Financial Services Skills Project Amid AI Fears

    The government began a "landmark" project on Tuesday with the financial services sector, designed to future-proof the industry for skills needed in the coming years, amid concerns over the "unprecedented disruption" posed by artificial intelligence.

  • July 14, 2026

    UK To Accelerate Tokenization Of Wholesale Financial Markets

    The Treasury's champion of wholesale digital markets, Chris Woolard, has set out for Chancellor Rachel Reeves a 12-month plan to get companies, regulators and the government to develop online assets in wholesale financial markets.

  • July 14, 2026

    UK Floats Plan To Plug £154M Pension Regulation Black Hole

    The government has said it wants to hike levies on pension funds to plug a £154 million ($206 million) shortfall in the cost of regulating the sector.

  • July 14, 2026

    25 Pension Funds Invest £5.3B In Unlisted UK Markets

    The nation's largest pension schemes have £5.3 billion ($7 billion) invested in U.K. unlisted markets, according to data published by the sector's regulator, as the government pushes ahead with its megafund reforms.

  • July 14, 2026

    Insurers Blame Shipowner Over 2018 Engine Failure

    Seven insurers of almost 30,000 metric tonnes of palm oil have asked the High Court to rule that a shipowner cannot claim financial contributions for rescuing a vessel that broke down because the ship itself was allegedly unseaworthy.

  • July 13, 2026

    Gov't Lacks Full Plan To Tackle Financial Exclusion, MPs Say

    A group of MPs called on the government Tuesday to work with the Financial Conduct Authority to set standards for the detail, targets and accountability needed to support the Treasury's incomplete financial inclusion strategy by January.

  • July 13, 2026

    Ashurst Pro Accused Of False Stolen Bike Insurance Claim

    The solicitors' regulator accused an associate at Ashurst LLP of making dishonest statements in support of an insurance claim for a stolen bicycle at a London disciplinary tribunal Monday.

  • July 13, 2026

    ABI Calls For Phased Increase To 12% Pension Contributions

    British insurers urged the government's retirement savings inquiry on Monday to produce a clear road map to lift automatic enrollment pension contributions from 8% to 12% by the end of the 2030s, warning that millions of savers are unprepared for retirement.

  • July 13, 2026

    Pensions Lifeboat Fund Begins Work On £1.4B Inflation Fix

    The Pension Protection Fund has said it has begun to prepare a package worth £1.4 billion ($1.8 billion) for older retirees who were denied years of inflation-linked increases in benefits.

  • July 13, 2026

    DLA Piper Steers Engineer's UK Pension Plan Buy-In

    The U.K. pension plan of global engineering consultancy Stantec has completed a full insurance buy-in, securing the retirement benefits of all 680 members, a financial adviser said on Monday.

  • July 13, 2026

    UK Sets Out Timeline For Flagship Pension Value Reforms

    Members of the U.K.'s largest pension plans will be able to access the first value-for-money reports in two years' time, the government said Monday, as part of what it described as the biggest shake-up of the sector in a generation.

  • July 13, 2026

    Marine Insurers Get Backing For Thomas Miller Takeover

    Two marine insurers in merger talks said Monday that 89% of shareholders in Thomas Miller Holdings have accepted their joint takeover offer, with the acquisition of the holding company expected to close in the fourth quarter of 2026.

  • July 10, 2026

    Building Biz Denies Liability In £113M Defective Housing Clash

     Housebuilder Willmott Dixon has hit back at a housing association's attempt to pass on liability for a £113 million ($152 million) claim over allegedly uninhabitable housing, telling a London court that it is not responsible for the remediation bill.

  • July 10, 2026

    UK Litigation Roundup: Here's What You Missed In London

    The past week in London has seen lawyer Ian Rosenblatt launch legal action against music mogul Simon Cowell, Boohoo face a fresh investor claim after previously facing allegations that it feigned ignorance of labor abuses in its supply chain, and an ex-Tory MP and his chief of staff sued by their former employer. Here, Law360 looks at these and other new claims in the U.K.

Expert Analysis

  • Emerging Trends From A Busy Climate Litigation Year

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    Although many environmental cases brought in the U.K. were unsuccessful in 2023, they arguably clarified several relevant issues, such as climate rights, director and trustee obligations, and the extent to which claimants can hold the government accountable, illustrating what 2024 may have in store for climate litigation, say Simon Bishop and Patrick Kenny at Hausfeld.

  • How Businesses Can Prepare For Cyber Resilience In 2024

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    With cybersecurity breaches one of the biggest threats to U.K. businesses and as legislation tightens, organizations should prioritize their external security measures in 2024 and mitigate risks by being well-informed on internal data protection procedures, says Kevin Modiri at Nelsons.

  • So You Want To Write A Guest Article?

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    If your New Year's resolution is to spend more time writing, here's everything you need to know to pitch guest article ideas to Law360.

  • Lessons To Be Learned From 2023's Bank Failures

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    This year’s banking collapses, coupled with interest rate rises, inflation and geopolitical instability have highlighted the need for more robust governance, and banks and regulators have learned that they must adequately monitor and control liquidity risk to protect against another financial crisis, say Juliette Mills and Alix Prentice at Cadwalader.

  • The Top 7 Global ESG Litigation Trends In 2023

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    To date, ESG litigation across the world can largely be divided into seven forms, but these patterns will continue developing, including a rise in cases against private and state actors, a more complex regulatory environment affecting multinational companies, and an increase in nongovernmental organization activity, say Sophie Lamb and Aleksandra Dulska at Latham.

  • PPI Ruling Spells Trouble For Financial Services Firms

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    The Supreme Court's recent decision in Canada Square v. Potter, which found that the claimant's missold payment protection insurance claim was not time-barred, is bad news for affected financial services firms, as there is now certainty over the law on the postponement of limitation periods, rendering hidden commission claims viable, say Ian Skinner and Chris Webber at Squire Patton.

  • DC Ruling Provides Support For Builders Risk Claim Recovery

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    To deny coverage for builders risk claims, insurers have been increasingly relying on two arguments, both of which have been invalidated in the recent U.S. District Court for the District of Columbia decision, South Capitol Bridgebuilders v. Lexington, say Greg Podolak and Cheryl Kozdrey at Saxe Doernberger.

  • Navigating The Novel Challenges Facing The Legal Profession

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    The increasing prominence of ESG and AI have transformed the legal landscape and represent new opportunities for lawyers, but with evolving regulations and the ever-expanding reach of the Solicitors Regulation Authority, law firms should ensure that they have appropriate policies in place to adapt to these challenges, say Scott Ashby and Aimee Talbot at RPC.

  • New Fixed Costs Rules May Have Unforeseen Consequences

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    The recent changes to fixed recoverable costs, which were intended to reduce costs and increase certainty, have profound implications for civil claims, but may unintentionally prompt more litigation and reduce access to justice as lawyers leave the market, says Paul Squires at Sedgwick Legal.

  • Sustainable Finance Consultations May Signal Key Changes

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    The European Commission's recently launched consultations on the sustainable finance disclosure regulation point to important changes, including the potential introduction of a new product categorization system, and illustrate that there are clearly issues with the existing framework, say Ferdisha Snagg and Andreas Wildner at Cleary.

  • Deal Over Jets Stranded In Russia May Serve As Blueprint

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    In the face of a pending "mega-trial" over leased airplanes held in Russia after its invasion of Ukraine, a settlement between leading aviation lessor AerCap Holdings NV and NSK, the Russian state-controlled insurance company, could pave the way for similar deals, say Samantha Zaozirny and Timeyin Pinnick at Browne Jacobson.

  • What The Auto-Enrollment Law Means For UK Workforce

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    In a welcome step to enhance retirement savings, the U.K. government is set to extend the automatic enrollment regime by lowering the eligibility age and reducing the lower qualifying earnings limit, but addressing workers' immediate financial needs remains a challenge, says Beth Brown at Arc Pensions.

  • Protecting The Arbitral Process In Russia-Related Disputes

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    Four recent High Court and Court of Appeal rulings concerning anti-suit injunction claims illustrate that companies exposed to litigation risk in Russia may need to carefully consider how to best protect their interests and the arbitral process with regard to a Russian counterparty, say lawyers at Linklaters.

  • RSA Insurance Ruling Clarifies Definition Of 'Insured Loss'

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    A London appeals court's recent ruling in Royal & Sun Alliance Insurance v. Tughans, that the insurer must provide coverage for a liability that included the law firm's fees, shows that a claim for the recovery of fees paid to a firm can constitute an insured loss, say James Roberts and Sophia Hanif at Clyde & Co.

  • Key Takeaways From ICO Report On Workforce Monitoring

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    The Information Commissioner's Office recently published guidance on workplace monitoring, highlighting that employers must strike a balance between their business needs and workers' privacy rights to avoid falling afoul of U.K. data protection law requirements, say lawyers at MoFo.

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