Insurance UK

  • June 19, 2026

    UK Project To Model Insurance For Changing Climate Risk

    Researchers have launched a project to help the insurance industry adapt to the growing risks posed by climate change, backed by £1.2 million ($1.6 million) in government funding.

  • June 18, 2026

    Insurers 'Need Clarity' On Driverless Car Liability, Report Says

    British insurance companies "need clarity" to price risk fairly and ensure cover is affordable as the U.K. moves to ensure automated vehicle safety regulation works effectively for both drivers and the industry, automotive risk research organization Thatcham Research said in a report published on Wednesday.

  • June 18, 2026

    Broking Group Investor Buys Majority Share In £9M UK Broker

    The Broker Investment Group has said it acquired a majority stake in Scott Blain Insurance Consultants Ltd., which has gross written premiums of around £9 million ($12 million), in its third transaction of the year.

  • June 18, 2026

    MPs Press Cabinet Office On Civil Service Pension Delays

    A parliamentary committee has said that the government should hit contractor Capita PLC with heavy fines if it misses agreed-upon deadlines for fixing the ongoing crisis at the Civil Service Pension Scheme.

  • June 18, 2026

    FCA Turns To Early Action As AI Speeds Financial Crime

    The financial regulator has said that it is increasingly using supervisory powers and early intervention to prevent harm before launching formal investigations as technological advances and AI accelerate financial crime.

  • June 18, 2026

    Aviva Gets FCA Approval For Targeted Support Regime

    The Financial Conduct Authority has given Aviva regulatory approval to provide simplified advice to its customers under the regulator's new targeted support regime.

  • June 18, 2026

    Lloyd's Body Calls For Clarity On Iran Sanctions Change

    A trade body for Lloyd's of London insurers called on Thursday for more clarity on how updated sanctions on Iran will work under an international peace deal.

  • June 18, 2026

    Eversheds Guides £55M Energy Market Pension Plan Buy-In

    Canada Life Ltd. said Thursday that it has completed a £55 million ($73 million) pension buy-in for an energy sector retirement savings plan that covers more than 700 members.

  • June 17, 2026

    Lloyd's Fights $3.7M Judgment Over Fake Cargo Ship Policy

    A Lloyd's unit fought Wednesday to overturn a decision that it should pay $3.7 million under a mortgagee policy to cover losses from when a cargo ship struck a mine in Ukrainian waters, arguing the lender's losses actually stemmed from the vessel's fake war risks coverage.

  • June 17, 2026

    Group Risk Claims Hit Record £2.7B In 2025

    Group risk insurers in the U.K. paid out a record £2.69 billion ($3.6 billion) in claims across 2025, a trade body for the sector has said, up by £96.7 million from the year before.

  • June 17, 2026

    Trade Bodies Warn Of Impact Of 'Silent' AI Insurance

    Insurers are grappling with the risk that a broad range of policies could inadvertently be triggered by losses caused by artificial intelligence technology, trade bodies said in a report Wednesday.

  • June 17, 2026

    British DC Pension Assets To Reach £1T By 2031, Report Says

    Defined contribution pension assets could exceed £1 trillion ($1.34 trillion) by 2031 and overtake defined benefit plans as the dominant form of private-sector retirement wealth by the end of the decade, an insurance technology company said Wednesday.

  • June 17, 2026

    UK To Review Rules After £1.2B Stagecoach Pension Deal

    The government has said it will carry out a review of legislation following a £1.2 billion ($1.6 billion) transaction in which asset manager Aberdeen PLC took over a pension plan from Stagecoach, a transport operator.

  • June 17, 2026

    Audit Watchdog Revamps Enforcement Kit For Early Detection

    The accounting regulator said on Wednesday that it will go ahead with proposals to improve its approach to enforcement, setting out new options such as publishing cases it has pursued, which it said would offer it a "broad and more flexible range of routes to resolution."

  • June 17, 2026

    UK Urged To Mandate 'Black Box' Insurance For Young Drivers

    Insurance giant Aviva has urged the U.K. government to consider a requirement for young drivers to use "black box" insurance during their first year on the road, arguing that the technology would improve driving standards and cut accidents.

  • June 16, 2026

    FCA Must Act On 'Poverty Premium' Monthly Payments

    The Financial Conduct Authority must introduce pricing changes across the car insurance finance market, Which said Tuesday, as the consumer champion found motorists still paying excessive interest rates when spreading the cost of their motor cover.

  • June 16, 2026

    AXA Sued Over Refusal To Pay Out For Cancer Cover

    A British woman diagnosed with an "aggressive cancer with limited therapeutic options" has accused insurance giant AXA of wrongfully refusing to pay out to cover her treatment.

  • June 16, 2026

    Gov't Warned On Plan For New Pension Rights Protections

    The U.K. government will create additional costs for businesses if it goes ahead with plans to introduce employee pension safeguards in corporate transactions, a trade body warned Tuesday.

  • June 16, 2026

    UK To Review Tests On Quality Of Pension Schemes

    The government said Tuesday that it will review whether legislation that forces employers to test the quality of their workplace pension programs is still providing the appropriate safeguards to retirement savers.

  • June 16, 2026

    Captive Insurance Regime Will Be 'Proportionate,' BoE Says

    The Bank of England acknowledged on Tuesday that the success of Britain's new captive insurance regime will depend on it being transparent and cost-effective as it draws up long-awaited regulations for the emerging sector.

  • June 16, 2026

    FCA Eyes Higher Fines After Setbacks In Staley Case

    The financial regulator has said it plans to hike the fines it imposes on individuals for misconduct following a series of legal setbacks that slashed its sanctions against senior executives. 

  • June 15, 2026

    Insurance Brokers Body Appoints SME Board Deputy Chair

    The British Insurance Brokers' Association has appointed Martin Bridges as deputy chair of its advisory board for small and mid-sized industry intermediaries.

  • June 15, 2026

    Wright Hassall Not Liable For £13M Housing Loss, QBE Says

    Wright Hassall bears no liability for a failed housing project because the developer's claimed £13 million ($17 million) loss resulted from the developer's mismanagement, not Wright Hassall's legal advice, the law firm's insurer has said.

  • June 15, 2026

    Capita Will Miss Pension Service Deadline, Union Says

    The company at the center of the ongoing public sector pensions crisis will miss a government-imposed deadline to restore service by the end of June, a union said Monday.

  • June 15, 2026

    Regulator Seeks Experts To Shape UK Accounting Standards

    Britain's audit watchdog has said it wants new financial reporting experts to join its working group designed to shape accounting standards in the U.K. and Ireland.

Expert Analysis

  • How Regulators Want Online Platforms To Fight Finance Fraud

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    Recent statements from the International Organization of Securities Commissions and the European Securities and Markets Authority make clear that online platform providers are expected to adopt proactive measures to prevent the promotion of unauthorized financial services and related misconduct, say lawyers at Taylor Wessing.

  • FCA Notes Industry Criticism But Keeps Transparency Focus

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    The Financial Conduct Authority’s recently updated enforcement guide finally gives up the "naming and shaming" public interest test, demonstrating that the regulator has recognized the industry's serious concerns while maintaining less contentious aspects of its proposals to improve transparency in investigations, say lawyers at Irwin Mitchell.

  • Court Backing Of FCA Pensions Ruling Sends Key Message

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    The Upper Tribunal’s recent upholding of the Financial Conduct Authority's decisions against CFP Management directors serves as a judicial endorsement of the regulator’s approach to defined benefit transfers, underscoring that where the advisory model is fundamentally flawed, the consequences for those in control can be severe, say lawyers at RPC.

  • Pension Schemes Bill's Most Notable, Controversial Measures

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    The long-awaited Pension Schemes Bill recently introduced to Parliament creates a framework for harnessing money saved in U.K. workplace pension funds to grow the country’s economy, but provisions relating to local government pension scheme investment, and scale and asset allocation, are controversial, says Claire Dimmock at Squire Patton.

  • Decoding Arbitral Disputes: Prestige's Jurisprudential Legacy

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    The U.K. Supreme Court's recent denial of appeal ended Spain's decades-long quest to enforce an €855 million arbitral judgment against a London insurer, throwing into stark relief the increasingly complex relationship between arbitral sovereignty, foreign state immunity and the shifting terrain of post-Brexit private international law, says Josep Galvez at 4-5 Gray's Inn.

  • UK Securities Tax Reform Will Be Welcomed By Investors

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    The proposed reforms resulting from HM Revenue & Customs' recent consultation on modernizing stamp taxes on shares, suggesting a single digital tax on securities to replace stamp duty and stamp duty reserve tax, are expected to reduce complexity for investors transacting in U.K. securities, say lawyers at Ropes & Gray.

  • A Shifting Landscape Of Greater Scrutiny After Data Breaches

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    Recent Information Commissioner's Office fines for personal data breaches and a Home Office consultation signal a shift in the U.K. regulatory landscape, and with an increase in mass actions and resulting exposure, organizations should prepare for potential third-party claims from those incurring consequential losses, say lawyers at Atheria.

  • What To Note As HM Treasury, FCA Plan New Crypto Regs

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    Taken together, HM Treasury’s recently proposed crypto-asset regulations and the Financial Conduct Authority’s new discussion paper on regulating crypto-asset activities provide key insights into the government's planned regime, which represents significant changes that will affect all firms providing related services, says Mark Chalmers at Davis Polk.

  • Russia Sanctions Spotlight: Divergent Approaches Emerge

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    With indications of greater divergence and uncertainty in Russia sanctions policy between the U.K., European Union and U.S., there are four general principles and a range of compliance steps that businesses should bear in mind when assessing the impact of a potentially shifting landscape, says Alexandra Melia at Steptoe.

  • FCA Update Eases Private Stock Market Disclosure Rules

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    The Financial Conduct Authority’s recently updated proposals for the Private Intermittent Securities and Capital Exchange System would result in less onerous disclosure obligations for businesses, reflecting ongoing efforts to balance an attractive trading venue for private companies while maintaining sufficient investor protections, say lawyers at Debevoise.

  • Why Cos. Should Investigate Unethical Supply Chain Conduct

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    The U.K. government’s recent updated guidance for businesses on reporting slavery and human trafficking in supply chains underscores the urgent need for companies to adopt transparent and measurable due diligence practices, reinforcing the broader need for proactive internal investigations into unethical or criminal conduct, say lawyers at Seladore and Matrix Chambers.

  • How UK Proposals Would Simplify Fund Manager Regime

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    The ongoing HM Treasury consultation and Financial Conduct Authority call for input on the future regulation of alternative investment fund managers indicate that deliberate steps are being taken to make the AIF regime more suitable for the U.K. market, with the aim of encouraging growth and competitiveness, says Leonard Ng at Sidley.

  • FCA's Regulatory Plans Signal Cause For Cautious Optimism

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    The Financial Conduct Authority’s latest strategy document plans for less intrusive supervision, a more open and collaborative approach, and a focus on assertive action where needed, outlining a vision of deepened trust and rebalanced risk that will be welcomed by all those it regulates, says Imogen Makin at WilmerHale.

  • Opinion

    UK Gov't Needs To Take Action To Support Whistleblowing Bill

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    With a proposed Office of the Whistleblower Bill making its way through the U.K. Parliament, whistleblowing is starting to receive the attention it deserves, but the key to unlocking real change is for the government to take ownership of reform proposals and appoint an overarching whistleblowing champion, says Baroness Susan Kramer at the House of Lords.

  • What Latest FCA Portfolio Letter Means For Payments Firms

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    Charlotte Hill at Charles Russell discusses the Financial Conduct Authority’s recent portfolio letter to CEOs of payments firms, outlining the regulator’s expectations, and the steps that these companies may now need to take to ensure compliance and operational effectiveness.

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