Concerns About CFPB Trial Disclosure Policy Are Misplaced

By Eric Mogilnicki and Michael Nonaka (November 15, 2018, 4:24 PM EST) -- Financial goods and services are complex, and the disclosures that accompany them can make or break a consumer's understanding of just what they're buying. Unfortunately, there are many ways that disclosures can fail consumers. Disclosures can be too skimpy, or too simple — but they can also be so long or complex that they go unread or are misunderstood.[1] Indeed, who among us has not skimmed — or wholly ignored — a federally mandated disclosure?...

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