Using Consumer Reports In Employment Decisions

Law360, New York (September 2, 2010, 12:46 PM EDT) -- In July 2009, H.R. 3149, the Equal Employment for All Act, was presented to the U.S. Congress in an effort to amend portions of the Fair Credit Reporting Act to bar employers from using consumer reports and credit checks in making employment decisions.

This bill represents an abrupt and somewhat controversial change to employers’ current practice of using these reports to assess current or prospective employees’ money management skills, personal background and responsibility.

Current FCRA Regulation of Employers’ Use of Consumer Reports

Employers are currently permitted...
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