Case Study: Fresh Express V. Beazley Syndicate

Law360, New York (September 26, 2011, 3:17 PM EDT) -- The insurance industry urges food companies to purchase product recall insurance as the answer for product recall liability. And what could afford better coverage than a policy labeled “Total Recall+-Brand Protection”? Unfortunately, Fresh Express Inc. recently learned — the hard way — that the protection insureds expect to be afforded under recall and food-related liability policies may be contrary to the coverage denials that policyholders meet when making a claim.

Fresh Express’ product was neither the cause of the 2006 nationwide E. coli outbreak, nor was...
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