The Problem With 'Access And Accuracy'

Law360, New York (May 21, 2012, 1:18 PM EDT) -- The vast majority of personal data collected by U.S.-based businesses about their customers and potential customers remains largely unregulated. There are a few big exceptions to that statement, though, and none bigger than the regulatory scheme that governs the collection and distribution of credit reporting information.

The Fair Credit Reporting Act (FCRA), as amended to include the Fair and Accurate Credit Transactions Act, tightly controls how and what information about a consumer’s credit can be collected, by whom it may be collected (consumer reporting agencies, or...
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