The Legacy Of Zota: Attorneys' Fees And Fla. Insurers

Law360, New York (July 11, 2012, 2:07 PM EDT) -- The summer of 2008 was the beginning of a wild ride for surplus lines insurers doing business in Florida. In June 2008, the Florida Supreme Court issued Essex Insurance Co. v. Zota, 985 So. 2d 1036 (Fla. 2008) in response to a number of questions certified from the U.S. Court of Appeals for the Eleventh Circuit Court of Appeals.

The impact of the decision was immediate and widespread, with the decision apparently requiring surplus lines insurers to file their policy forms with the state of Florida,...
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