Auto Insurers Not On Hook For Uninsured Commuters: Pa. Court

Law360, Philadelphia (October 19, 2012, 5:01 PM EDT) -- Automobile insurers are not required to provide underinsured motorist coverage for damages sustained when uninsured drivers injured in an accident regularly use a policyholder’s vehicle for commuting to and from work, the Pennsylvania Superior Court ruled Thursday.

In a decision that further defines when the so-called regular use exclusion in auto insurance policies is triggered, the Superior Court overturned a county judge’s ruling that Erie Insurance Exchange was required to provide coverage after an uninsured driver was injured in an accident while using his father’s car....
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