4th Circ. Says Incomplete 3rd-Party Calls Don't Breach FDCPA

Law360, New York (November 14, 2012, 7:30 PM EST) -- The Fourth Circuit ruled Wednesday that debt collection agencies may repeatedly place automated calls to third parties when seeking information on debtors until they receive a complete response without running afoul of the Fair Debt Collection Practices Act.

A three-judge panel upheld a Maryland federal court's ruling dismissing a pro se complaint filed by Michael C. Worsham accusing debt collector Accounts Receivable Management Inc. of violating the FDCPA by placing multiple automated phone calls to him in an attempt to track down his sister-in-law.

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