Be Proactive To Avoid Institutional Bad Faith Claims

Law360, New York (May 7, 2013, 12:30 PM EDT) -- There is a species of bad faith claim that is particularly dangerous — indeed, one may call it a bad faith claim on steroids. What has come to be known as "institutional bad faith" is a claim that attempts to indict the conduct of an entire company, not just that of an individual claims examiner. It is a bad faith claim that may be brought, moreover, on behalf of a group of policyholders or as a class action rather than on behalf of a single individual....
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