Cyber Risk Insurance May Cost More Than You Think

Law360, New York (May 8, 2013, 12:21 PM EDT) -- Since 2003, all but four states have enacted laws concerning data breaches and the protection of consumers’ personal information. This regulation of electronic data containing personal information and the protection of such information are not without reason.

Every year, hundreds of cyberattacks and inadvertent disclosures result in the exposure of millions of records containing some sort of personal information.[1] In response to these recurring cyber exposures, states have enacted two types of legislation.

First, the majority of states have put in place requirements and steps that...
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