Life Insurers Start Fighting Back

Law360, New York (October 1, 2013, 12:57 PM EDT) -- More than three years ago, regulators began to target life insurers for their so-called “asymmetric” use of the Social Security Administration’s Death Master File (DMF). Most of this scrutiny has come in the form of unclaimed property audits and market conduct examinations, where life insurers do not have the benefit of a neutral arbiter deciding questions of fact and law.

As a result, life insurers not only have been playing defense, but they also have been deep in their own red zone. That may be changing.

Use of the DMF

The DMF is a national database of more than 86 million...

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