11th Circ. Says Employee Exclusion Bars $4M Coverage

Law360, New York (April 24, 2014, 8:04 PM EDT) -- The Eleventh Circuit ruled Thursday that Mid-Continent Casualty Co. didn't have to cover a roughly $4.4 million stipulated judgment in a lawsuit over a construction worker's death on the job, ruling an employee exclusion applied because the worker was a "statutory employee” of the policyholder.

The published ruling nixed coverage under a policy that Mid-Continent issued to contractor Anchorage Homes LLC for a wrongful death suit brought on behalf of Charles Becker, a construction worker who fell off a ladder that suddenly detached from a two-story...
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