The Changing Nature Of Payments In The US And UK

By Judith Rinearson, K&L Gates LLP (May 3, 2017, 2:53 PM EDT) -- As global changes impact payments on both sides of the pond, it is fascinating to observe the directions in which payment regulation and innovation are heading in the U.K. and U.S. As a U.S. payments lawyer who has now spent the last year and a half working in London, the trends and contrasts are increasingly visible to a legal observer.

For many years, the U.S. and U.K. seemed to be heading in very different directions. For example, both jurisdictions produced a range of prepaid payment products based on mag-stripe cards and payment network rails. But the targets of these products differed...

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