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Expert Analysis

Debt Collection Concerns Post-Henson V. Santander

By Craig Nazzaro (June 21, 2017, 6:22 PM EDT) -- On June 12 the U.S. Supreme Court held in the matter of Henson v. Santander Consumer USA Inc. that a company collecting debts that it purchased for its own account would not be defined as a debt collector under the Fair Debt Collection Practices Act. The case focused on Santander's activity while they were collecting defaulted auto loans. CitiFinancial Auto originated the loans with petitioners who then defaulted. Santander purchased the defaulted loans from CitiFinancial and began collection efforts....

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