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Expert Analysis

CFPB's New Payday Loan Rule Massively Changes Industry

By Brad Rustin, Craig Nazzaro and Elizabeth DeVos (October 13, 2017, 4:46 PM EDT) -- On Oct. 5, 2017 the Consumer Financial Protection Bureau finalized its rules relating to short-term loans (STLs), balloon payment loans ("balloon loans"), and leveraged payment mechanism (LPM) loans. The CFPB's press release and additional information is available on its website here. The rule will become effective 21 months after it is released in the Federal Register....

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