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Expert Analysis

Safe Bank-Fintech Partnerships Can Help Consumers

By Andrew Smith and Dwight Smith (January 26, 2018, 12:22 PM EST) -- Consumers have access to an increasingly wider array of bank loans often tailored to their particular credit situations. This is the result largely of arrangements by banks with online lenders that provide sophisticated borrower outreach underwriting. These relationships, including compliance with consumer protection laws, are subject to the same standards of regulatory oversight that apply to banks themselves....

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