CFPB Enforcement Actions: Less Volume, Same Substance

By Ori Lev (October 30, 2018, 11:57 AM EDT) -- The Consumer Financial Protection Bureau, also known as the Bureau of Consumer Financial Protection, recently announced its latest enforcement action, and it demonstrated yet again that, notwithstanding Acting Director Mick Mulvaney's rhetoric, the bureau intends to continue to pursue claims of unfair, deceptive and abusive acts and practices, or UDAAPs. Indeed, just days after announcing that the bureau will consider rule-making to define "abusiveness" — because the standard is not well-developed in the law in the same way that unfairness and deception are — the bureau brought its first new abusiveness claim of the Mulvaney era. This continues a trend where on...

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