Analysis

Stars Align For Clarity In Fintech Banking Regulations

By Philip Rosenstein (June 11, 2020, 9:44 PM EDT) -- Banking regulators have struggled to keep up with emerging financial technology, but the newly appointed comptroller of the currency, with experience in both traditional banking and fintech including a stint at a cryptocurrency exchange, is moving quickly to reassess regulations in the area.

Acting Comptroller of the Currency Brian Brooks took the reins on May 29, having joined the OCC earlier this year after serving as chief legal officer at cryptocurrency exchange Coinbase.

The move comes as the financial services industry grapples with offering remote banking and gradually implements novel technologies to originate loans, make digital payments, take deposits, provide investment...

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