Insurance UK

  • May 22, 2026

    Direct Line Says 4 Dogs Stolen A Day On Average In UK

    Direct Line has called on dog owners to remain vigilant, saying a new study by its pet insurance department shows that an estimated equivalent of four dogs a day on average were stolen across Britain in 2025.

  • May 22, 2026

    Annuity Providers Held 66% Of UK Investments In 2024

    Bulk purchase insurers held nearly two-thirds of their total assets of more than £200 billion ($268 billion) within the U.K. in 2024, a trade body has said.

  • May 22, 2026

    Local Gov't Pension Reforms To Benefit Millions, Minister Says

    New regulations that will reshape Britain's local government pensions investments will come into force in June, as a minister said the reforms will improve retirement returns for millions of council workers and unlock more cash for economic investment.

  • May 22, 2026

    Average Pension Surplus At FTSE 100 Firms Tops £550M

    The average surplus of defined benefit pension plans sponsored by Britain's top 100 companies was more than £550 million ($738.4 million) at the end of 2025, a consultancy has said, with an aggregate surplus estimated at almost £40 billion.

  • May 21, 2026

    Gov't Warned Over Insurance Gap Amid Climate Crisis

    British policymakers must ensure that the gap between damage caused by the climate crisis and what is actually insured does not grow between now and 2050, a statutory government body has said, warning that the climate crisis is "eroding" the fundamentals of the sector.

  • May 21, 2026

    UK Pension Schemes Settle On Endgame Plans, Aon Says

    Most U.K. defined benefit pension programs have now decided their long-term plans for their eventual managed wind-downs, including buyouts by insurance groups, an Aon PLC report showed on Thursday.

  • May 21, 2026

    Allianz UK, Asda Expand Tie-Up Into Home, Motor Cover

    Allianz UK said Thursday that it has bolstered its long-standing insurance partnership with Asda by adding home and motor cover, boosting the supermarket giant's protection offering for its customers.

  • May 21, 2026

    Ex-Insurance Worker To Pay £355K For Selling Personal Data

    The Information Commissioner's Office said Thursday it had secured a confiscation order of more than £355,000 ($476,000) against a former motor insurance worker convicted of unlawfully accessing and selling personal data for financial gain.

  • May 21, 2026

    UK Watchdog Eases Rules For Branches Of Foreign Insurers

    The Bank of England said Thursday that it will loosen rules to make it easier for foreign insurers to operate in the U.K. as part of an effort to boost the national economy.  

  • May 21, 2026

    UK Keeps Lead Over Europe For Finance Sector FDI In 2025

    The U.K. has topped mainland Europe as the leading destination for foreign investment in financial and professional services despite Brexit and global volatility, the governing body of the City of London said on Thursday.

  • May 21, 2026

    Linklaters Guides £200M Pension Deal For Standard Life

    Standard Life PLC has said it has insured £200 million ($268 million) of the liabilities of its own staff pension program, in a deal guided by Linklaters.

  • May 21, 2026

    Lords Launch Probe Into Regulation Of Consumer Insurance

    A cross-party House of Lords committee said Thursday that it has launched an investigation into the regulation of the consumer insurance market to ensure oversight of home and travel cover is working effectively for customers in Britain.

  • May 20, 2026

    Triple Lock Reform Could Save £19B A Year, Think Tank Says

    Britain's triple lock state pension is ripe for reform, a U.K. think tank has said, arguing the policy is becoming unaffordable and unfair to younger taxpayers, and instead proposing more targeted support for poorer retirees.

  • May 20, 2026

    Liberty Can't Up Burden On Policyholders For COVID Payout

    A London judge has rejected Liberty Mutual's bid to require a formally diagnosed case of COVID-19 to trigger cover for dozens of small and midsized businesses, saying on Wednesday that doing so would "render cover illusory." 

  • May 20, 2026

    UK Pensions Regulator Sets Out Rules On AI Use

    The retirement savings watchdog pushed out rules for pension bosses on the use of artificial intelligence on Wednesday after it emerged that almost all retirement schemes in the U.K. are using the new technology.

  • May 20, 2026

    Pension Sector Slow To Invest In UK Firms, VC Body Warns

    Most venture capital firms say they have faced difficulties getting backing from pension investors, despite assurances that the £250 billion ($335 billion) defined contribution sector will invest more in U.K. equities, a trade body has said.

  • May 20, 2026

    FCA Boosts Regulatory Support Program For Growing Firms

    The Financial Conduct Authority said Wednesday that it has expanded a support scheme for fast-growing companies as the U.K. looks to strengthen its position as a global hub for businesses and services in the sector.

  • May 19, 2026

    Flood Risk Could Stall Development In England, Insurer Says

    Parts of England are at risk of not being able to support future building and development because of floods unless the government takes a "more ambitious approach to flood resilience," a specialist insurer warned on Tuesday.

  • May 19, 2026

    Nord Stream Says Pinning Blast On Ukraine 'No Small Thing'

    The Swiss consortium behind a pipeline destroyed by sabotage in 2022 argued in the closing stages of a €580 million ($672 million) trial on Tuesday that it was "no small thing" to conclude the attack was carried out on Ukraine's behalf.

  • May 19, 2026

    FCA Warns Young Drivers Of Fake Insurance Found Online

    The Financial Conduct Authority told young drivers on Tuesday to be wary of ghost-broking scams online as it revealed that nearly half of young people on the road have bought car insurance through social media or messaging apps.

  • May 19, 2026

    Cyber Breaches Cost UK Firms £3.7B In Litigation Fallout

    Cyberattacks on businesses in Britain are estimated to have cost £3.7 billion ($5 billion) in litigation in 2025, an insurance broker has said, warning that many do not have sufficient cover to protect against legal and reputational damage caused by a major breach.

  • May 19, 2026

    Pensions Commission Report Points To New Policy Direction

    Higher retirement savings contributions and tougher rules on pension freedoms are probably on the cards, a former government minister said Tuesday, after a report found that 15 million people are not saving enough for later life.

  • May 19, 2026

    Insurers Blame Unreasonable Costs In $8.6M Ship Repair Row

    A group of insurers has said it is not liable to pay $8.6 million outstanding to the owner of an oil tanker damaged by a fire in its engine room because the owner allegedly took unreasonably expensive steps to repair the vessel.

  • May 18, 2026

    Retirement Savings Cliff Edge Looms, Pensions Body Warns

    Four in 10 adults in Britain are not saving enough for their retirement, according to a long-awaited report published on Tuesday.

  • May 18, 2026

    Treasury To Boost Lending With Ring-Fence Reforms

    HM Treasury said on Monday that it will introduce ring-fencing reforms it designed in collaboration with the Bank of England through its Enhancing Financial Services Bill, aiming to boost bank lending by £80 billion ($107 billion).

Expert Analysis

  • What To Know About The Russia-Stranded Plane Ruling

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    The High Court's recent decision in Zephyrus Capital Aviation v. Fidelis Underwriting, rejecting reinsurers' U.K. jurisdiction challenges in claims over stranded planes in Russia, has broad implications for cross-border litigation involving exclusive jurisdiction clauses, says Samantha Zaozirny at Browne Jacobson.

  • 3 Notable Pensions Reforms In Spring Budget

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    The U.K. government’s spring budget introduced reforms to improve pension outcomes through the value for money framework and the lifetime provider model, as well as to encourage investments in Britain — three interlinked areas that could pressure trustees and providers to rethink how they approach investments, say Liz Ramsaran and Marcus Fink at DWF.

  • UK Arbitration Ruling Offers Tips On Quelling Bias Concerns

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    An English court's recent decision in H1 v. W to remove an arbitrator because of impartiality concerns offers several lessons on mitigating bias, including striking a balance between arbitration experience and knowledge of a particular industry, and highlights the importance of careful arbitrator appointment, says Paul-Raphael Shehadeh at Duane Morris.

  • Bias Ruling Offers Guidance On Disqualifying Arbitrators

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    An English court's recent decision in H1 v. W, removing an arbitrator due to bias concerns, reaffirms practical considerations when assessing an arbitrator's impartiality, and highlights how ill-chosen language by an arbitrator can clear the high bar for disqualification, say Andrew Connelly and Ian Meredith at K&L Gates.

  • Insurance Policy Takeaways From UK Lockdown Loss Ruling

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    An English court's recent decision in Unipolsai v. Covea, determining that insurers' losses from COVID-19 lockdowns were covered by reinsurance, highlights key issues on insurance policy wordings, including how to define a "catastrophe" in the context of the pandemic, says Daniel Healy at Brown Rudnick.

  • What COVID Payout Ruling Means For Lockdown Loss Claims

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    While the High Court's recent COVID-19 payout decision in Gatwick v. Liberty Mutual, holding that pandemic-related regulations trigger prevention of access clauses, will likely lead to insurers accepting more business interruption claims, there are still evidentiary challenges and issues regarding policy limits and furlough, say Josianne El Antoury and Greg Lascelles at Covington.

  • Spartan Arbitration Tactics Against Well-Funded Opponents

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    Like the ancient Spartans who held off a numerically superior Persian army at the Battle of Thermopylae, trial attorneys and clients faced with arbitration against an opponent with a bigger war chest can take a strategic approach to create a pass to victory, say Kostas Katsiris and Benjamin Argyle at Venable.

  • Top Court Hire Car Ruling Affects 3rd-Party Negligence Cases

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    The U.K. Supreme Court's recent decision in Armstead v. Royal & Sun Alliance, finding that an insurer was responsible for lost car rental income after an accident, has significant implications for arguing economic loss and determining burden of proof in third-party negligence cases that trigger contractual liabilities, say lawyers at Macfarlanes.

  • Unpacking The Building Safety Act's Industry Overhaul

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    Recent updates to the Building Safety Act introduce a new principal designer role and longer limitation periods for defects claims, ushering in new compliance challenges for construction industry stakeholders to navigate, as well as a need to affirm that their insurance arrangements provide adequate protection, say Zoe Eastell and Zack Gould-Wilson at RPC.

  • A Rare Look At Judicial Interpretation Of LEG Exclusions

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    A Florida federal court’s order last month in Archer Western-De Moya v. Ace American Insurance and an earlier decision from a D.C. federal court offer insight into how courts may interpret defects exclusion clauses developed by the London Engineering Group — filling a void in case law in the area, says Jonathan Bruce at Holman Fenwick.

  • Ruling In FCA Case Offers Tips On Flexible Work Requests

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    In Wilson v. Financial Conduct Authority, the Employment Tribunal recently found that the regulator's rejection of a remote work request was justified, highlighting for employers factors that affect flexible work request outcomes, while emphasizing that individual inquiries should be considered on the specific facts, say Frances Rollin, Ella Tunnell and Kerry Garcia at Stevens & Bolton.

  • Breaking Down The New UK Pension Funding Regs

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    Recently published U.K. pension regulations, proposing major changes to funding and investing in defined benefit pension schemes, raise implementation considerations for trustees, including the importance of the employer covenant, say Charles Magoffin and Elizabeth Bullock at Freshfields.

  • Decoding UK Case Law On Anti-Suit Injunctions

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    The English High Court's forthcoming decision on an anti-suit injunction filed in Augusta Energy v. Top Oil last month will provide useful guidance on application grounds for practitioners, but, pending that ruling, other recent decisions offer key considerations when making or resisting claims when there is an exclusive jurisdiction clause in the contract, says Abigail Healey at Quillon Law.

  • Cayman Islands Off AML Risk Lists, Signaling Robust Controls

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    As a world-leading jurisdiction for securitization special purpose entities, the removal of the Cayman Islands from increased anti-money laundering monitoring lists is a significant milestone that will benefit new and existing financial services customers conducting business in the territory, say lawyers at Walkers Global.

  • How Decision On A Key Definition Affects SMEs

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    The Financial Conduct Authority's decision not to extend the definition of small and midsized enterprises may benefit banks and finance providers in the current high interest rate environment and where SMEs in certain sectors may be under financial pressure in light of the cost-of-living crisis in order to streamline it, says Rachael Healey at RPC.

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