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Insurance UK

A man wearing a face mask passes a boarded-up arcade of closed shops on Regent Street in London in 2021.

Insurance Market Braces For Landmark COVID Furlough Case

Britain's top court is to hear a COVID-19 dispute that will affect the immediate survival of thousands of businesses and have long-term ramifications for how insurers treat state support at times of crisis in the future.

Exterior of the financial regulator's offices in London

FCA Kick-Starts New 'Name And Shame' Enforcement Tactic

The Financial Conduct Authority has begun 2026 with a clear sign that it will use its newly won power to "name and shame" companies under investigation for suspected misconduct as it seeks to bolster protection for consumers.

FCA Expected To Boost Fines, Name More Companies In 2026

The Financial Conduct Authority is likely to step up its enforcement action in 2026 with higher fines and more readiness to name companies under investigation, bolstered by a landmark High Court rejection of a challenge to such a naming decision.

Sign outside office that deals with fraud with the UK coat of arms, affixed to a stone building.

SFO Faces Critical Year With Several Major Trials In 2026

Though the Serious Fraud Office spent a year largely outside the courtroom, 2026 is shaping up to be a blockbuster period for the white-collar enforcer, with four cases going to trial involving 11 defendants charged with fraud and bribery.

February 06, 2026
UK Litigation Roundup: Here's What You Missed In London

This past week in London saw a unit of Johnson & Johnson sue the U.S. government in a patent dispute, Southampton Football Club file a claim against Aviva Insurance, and an events business face a claim by Live Nation (Music) over potential licensing issues for Chelmsford City Live, a music festival that featured Justin Timberlake last year. Here, Law360 looks at these and other new claims in the U.K.
February 06, 2026
Insurers Urge EU To Cut Out Duplicative Rulemaking

Europe's insurance trade body has urged lawmakers to improve its approach to setting new regulations for insurers by cutting down unnecessary rules and duplication with existing rules like Solvency II.
February 06, 2026
Global Commercial Insurance Rates Fall 4% At End Of 2025

Insurers around the world continued to cut rates for businesses in the last three months of 2025 because of growing competition, favorable reinsurance prices and the number and sizes of claims, according to a risk adviser.
February 06, 2026
Gowling, CMS Steer £45M Local Authority Pension Deal

A local port authority has offloaded £45 million ($61.2 million) of its retirement savings liabilities to pension insurer Royal London, in a deal steered by Gowling and CMS, advisers on the transaction announced Friday.
February 06, 2026
Rapid AI Adoption Reshaping Insurance Risk, Reinsurer Says

Artificial intelligence should become its own risk category for insurance purposes due to the way it is fundamentally reshaping risk across all aspects of the economy, Lockton Re has said.
February 06, 2026
Treasury Poised To Sign MoU On CCP Equivalence With China

The U.K. government said Friday that the Treasury, the Financial Conduct Authority and the Bank of England agreed in a meeting with Chinese counterparts to progress a memorandum on central counterparty supervision that supports mutual equivalence.
February 05, 2026
Uni, Pension Plan Beat Bias Case Over Vegan Fund

A British university and one of the country's biggest pension funds have convinced an employment tribunal to strike out discrimination claims over the lack of a retirement savings plan with vegan-friendly investment choices because the case had "no hope of success."
February 05, 2026
Audit Watchdog Updates UK Corporate Reporting Guidance

The audit watchdog has issued guidance that it said would better support companies to prepare reports by "sharpening its structure" and reflecting recent legislative changes in corporate reporting.
February 05, 2026
MPs Lambast Pensions Ministry Over Culture Of Complacency

The Department for Work and Pensions is held back by a culture of complacency and has showed an unwillingness to learn from its mistakes, a committee of senior MPs have said.
February 05, 2026
Insurance Distribution M&A Deals Rise, MarshBerry Says

Mergers and acquisitions in the U.K. insurance distribution sector showed "tentative signs" of renewed activity in January, albeit from a low base, according to advisory firm MarshBerry.
February 05, 2026
PSR Urges Gov't To Clarify Card Fee Data-Gathering Powers

The Payment Systems Regulator has called on HM Treasury to clarify its information-gathering powers when those of the Financial Conduct Authority are stronger, amid a lack of competition pressure on Visa and Mastercard.
February 05, 2026
Lloyd's Reinsurer Loses Fire Payout Jurisdiction Dispute

An appellate court dismissed on Thursday the attempt by the corporate member of a Lloyd's syndicate to overturn a ruling that barred it from pursuing arbitration in New York against the captive insurer for Tyson Foods, in a row over cover following a fire at one of the food giant's plants in Alabama.
February 05, 2026
Cos. At Risk Over Doubts On Cover For Cyberfines, Aon Says

Businesses are being left financially exposed by tougher fines for cyberbreaches and laws that are unclear on whether insurance can protect them against regulatory penalties, according to a report by Aon PLC.
February 04, 2026
Keoghs Expands With Counter-Fraud Team From Clyde & Co.

Keoghs LLP said Wednesday that it has hired a team of counter-fraud experts from Clyde & Co. LLP as it expands its services in central England.
February 04, 2026
Reform Housing Sector To Boost UK Investment, PIC Urges

Britain's housing and infrastructure sector requires "immediate reform" to unlock billions of pounds for investment, Pension Insurance Corp. has said, calling for a raft of changes to remove the barriers preventing capital being steered toward the country.
February 05, 2026
Sky Settles £138M HQ Roof Damage Insurance Claim

Sky and its construction contractor Mace have agreed to settle their multimillion-pound claim against a group of insurers over water damage to the roof of the media giant's headquarters.
February 04, 2026
DLA Piper Steers Marine Biz In £55M Pension Deal With PIC

Global financial services and marine operations group Bibby Line has completed a £55 million ($75 million) buy-in transaction with Pension Insurance Corp. PLC, the insurer said Wednesday, securing the retirement benefits of 667 plan members.
February 04, 2026
UK Pension Funds Exposed To AI Bubble, LCP Warns

The country's largest defined contribution pension funds are potentially exposed to a correction in U.S. artificial intelligence stocks, a consultancy warned Wednesday.
February 04, 2026
Driverless Tech Unlikely To Immediately Hit UK Insurers

The U.K. motor insurance sector is likely to be insulated from the widespread adoption of autonomous vehicles for at least another decade, analysts said on Wednesday.
February 04, 2026
Slaughter And May-Led Zurich Gets Beazley Nod On £8B Offer

Beazley has backed a sweetened £8 billion ($11 billion) takeover approach from Swiss insurance heavyweight Zurich Insurance Group Ltd., the companies said Wednesday, after the London-listed company rejected two lower bids in January.
February 03, 2026
ABI's New Strategy Aims To Boost Trust In Insurance

The Association of British Insurers said Tuesday it would continue its bid to improve trust in the insurance and long-term savings sector, including plans to broaden access and reduce protection gaps.
February 03, 2026
EU Watchdog Records Growing AI Adoption By Insurers

Two-thirds of European insurers are already using some form of generative artificial intelligence, according to the regional watchdog for the sector, which has urged caution in the rollout of the new technology.
February 03, 2026
Ex-Staffer Sues Insurance Co. For Unpaid Salary After Firing

A former employee has sued an insurance company for £535,993 ($733,000) in unpaid salary, bonuses and pension contributions after she said it fired her under the false pretense that the dismissal was "mutually agreed."
February 03, 2026
UK Sets Financial Services Links With China To Boost London

The government said Tuesday it had secured agreements with China to boost London's position as a global financial hub during Prime Minister Keir Starmer's recent visit to the country.
February 03, 2026
FCA Confirms No Intervention On Insurance Premium Finance

The Financial Conduct Authority confirmed Tuesday that it would not step in over the high interest rates consumers face for insurance finance arrangements, despite having described the practice as a tax on the poor.

Editor's Picks

Top Court Ruling In 'Whiplash' Test Case Could Hit Premiums

Personal injury claimants could get higher payouts from their motor insurance as a result of a test case ruling at Britain's highest court on Tuesday, although analysts warn that insurers could respond with higher premiums to cover the cost of bigger claims.
FCA Begins Crackdown On Poor-Value Insurance Products

The move by the Financial Conduct Authority to restrict sales of guaranteed asset protection insurance is a sign of a faster approach to market intervention, and could lead the regulator to scrutinize other underperforming products, consultants say.
Post-Election UK Pension Changes Could Be In The Fine Print

Regulatory lawyers are not expecting radical overhaul in pension policies if the government changes after this year's general election. But lawyers say that signals in the opposition Labour Party's policy language could hint at possible shifts in investment priorities for retirement savings.

Expert Analysis

Consolidation Of Lloyd's Bylaws Will Be Useful For Members

Lloyd’s of London’s recent consolidation of its bylaws will make the rules governing its market more accessible, providing immediate results as well as the necessarily flexible framework to address the future needs of its participants, say lawyers at Skadden.
4 Securities Trends For Pension Trustees To Watch In 2026

With the U.K. signaling it will soon demand more active fiduciary stewardship from pension trustees, British and EU fund managers must follow key trends in mass securities litigation, investment disclosures, and U.S. enforcement that could require intervening for their investors in 2026, say lawyers at Labaton Keller.
10 Financial Regulatory Changes To Prepare For In 2026

A number of changes in the financial regulatory sphere are due this year, from targeted support to payment safeguarding and a new consumer composite investments regime, and firms should plan to address the policies and regulatory strategies relevant to them, say lawyers at Womble Bond.
FCA Enforcement Trends In 2025 And Expectations For 2026

The Financial Conduct Authority’s clear intention in 2025 to conduct fewer, faster investigations and reinforce transparency is likely to continue in 2026, with a dual-pronged approach of targeted enforcement and assertive supervision to fight crime, support growth and help consumers as its priorities, say lawyers at WilmerHale.
Judicial AI Guidance Update Shows Caution Still Prevails

The judiciary’s recently updated guidance on the use of artificial intelligence warns judges and tribunal members about misinformation and white text manipulation, providing a reminder that AI tools cannot replace direct engagement with evidence and reflecting a broader concern about their application when handling confidential material, say lawyers at Hogan Lovells.
How Russia Sanctions Trajectory Is Affecting UK Legal Sector

The proliferation of U.K. and European Union sanctions targeting Russia has led to a vast increase in legislative provisions, and lawyers advising affected businesses should expect a complex and evolving legal landscape for the foreseeable future, says Rob Dalling at Jenner & Block.
Navigating Legal Privilege Issues When Using AI

The recent explosion in artificial intelligence has led to prompts and AI outputs that may be susceptible to disclosure in proceedings, and it is important to apply familiar principles to assess whether legal privilege may apply to these interactions, say lawyers at HSF.
A Look At Factors Affecting Ombudsman Complaint Trends

Lawyers at Womble Bond provide an analysis of the Financial Ombudsman Service's complaint trends in 2025, highlighting the impact of changes within the FOS and external factors on the financial sector's redress system.
What To Know About FCA's Short Selling Regime Proposals

Although the Financial Conduct Authority’s recent proposals for changes to the U.K. short selling regime do not materially alter the rules, targeted reforms designed to reduce the administrative burden placed on position holders will be welcomed by market participants, say lawyers at McDermott.
EBA Proposals Signal Overhaul Of EU 3rd-Party Risk Rules

The European Banking Authority’s plans to extend third-party risk controls to non-ICT services, which may be finalized by the end of the year, will place a significant compliance and operational burden on in-scope entities, which should not be underestimated, say lawyers at Travers Smith.
FCA Proposals Reduce Consumer Duty Compliance Burden

The Financial Conduct Authority’s recent proposals to streamline the consumer duty regime represent a pragmatic response to industry concerns, with a move toward sector-specific supervision and potentially narrowing its scope for wholesale and cross-border business, say lawyers at Simmons & Simmons.
How New Companies House ID Rules Affect Businesses

Lawyers at Shepherd & Wedderburn discuss the Economic Crime and Corporate Transparency Act’s new mandatory identity verification requirements for all company directors and persons with significant control, set to go live next week, which aim to curb fraud by improving the reliability of information held by Companies House.
What EU Securitization Proposals Signal For Risk Transfers

If implemented, recent amendments to the European Union securitization framework are expected to have an unambiguously positive effect on significant risk transfer markets, providing greater consistency and necessary flexibility, say lawyers at McDermott.
What To Know About EU's Reimposition Of Sanctions On Iran

Lawyers at Steptoe discuss the European Union’s recent reimposition of trade and financial sanctions against Iran, which will introduce legal and operational constraints that affect EU companies' commercial activities in the region.
FCA Crypto Proposals Herald Tougher Oversight For Firms

The Financial Conduct Authority’s recent proposals to extend regulation to crypto-asset activities will bring parity, but implementation of the operational resilience requirements and enhanced financial crime controls will present compliance challenges, says Michelle Kirschner at Gibson Dunn.