Insurance

  • April 23, 2026

    11th Circ. Partly Revives State Farm Unearned Premium Suit

    Two State Farm units don't belong in a Florida couple's suit over reimbursement for unearned premiums following a total loss, the Eleventh Circuit found, while reviving the couple's breach of contract claim against the insurer's Florida-based subsidiary pending a new jurisdictional analysis.

  • April 23, 2026

    Senators Seek Oversight Of DOL Benefits Agency Probes

    A pair of Republican senators introduced legislation that would require the U.S. Department of Labor's employee benefits arm to give Congress more information about its enforcement efforts, an action lawmakers say is necessary to ensure investigations are conducted in a timely manner.

  • April 23, 2026

    AIG Unit Denies Coverage For $5.4M Casino Sprinkler Repair

    An AIG unit told a California federal court that it owes no coverage for a $5.4 million award against a subcontractor for the cost of repairing and replacing an allegedly defective sprinkler system in a Las Vegas hotel, saying that defective work did not constitute covered property damage. 

  • April 23, 2026

    No Class Cert. Redo In United Healthcare Breast Surgery Fight

    A New Jersey federal judge said a policy change by United Healthcare was not enough to make her rethink her denial of certification to a proposed class of patients who were allegedly systematically shut out of coverage for postmastectomy breast reconstruction.

  • April 22, 2026

    Florida Co. Accused Of $91M Fake Obamacare Scheme

    The Federal Trade Commission accused a Florida company and its executives of operating a nationwide scheme selling fake Obamacare plans, alleging in a federal lawsuit unsealed Wednesday that they made at least $91 million by tricking people into purchasing fraudulent health benefits packages.

  • April 22, 2026

    Calif. Homeowners Say Allstate Deflated Rebuilding Costs

    A group of California residents whose homes were destroyed in the January 2025 wildfires accused Allstate of deliberately deflating reconstruction cost estimates used to price homeowners policies, telling a state court that as a result, their properties are grossly underinsured and cannot be rebuilt without court intervention.

  • April 22, 2026

    Georgia Judge Faces DQ Bid Over Racial Bias Concerns

    An attorney and his client in a personal injury case have asked that the chief judge for the Southern District of Georgia be recused, arguing that the federal judge made unfounded accusations that the lawyer was unethical in a separate case and has created "an appearance of personal and racial bias."

  • April 22, 2026

    Insurer Freed From Roofing Contractor's Wrongful Death Suit

    An insurer for a roofing company owes no coverage for a wrongful death suit brought by the estate of a contractor who suffered a fatal fall on the job, a Kentucky federal court ruled, saying that the contractor was technically an employee and excluded under the insurance policy.

  • April 22, 2026

    Insurer Escapes Covering Ga. Atty In $750K Fraud Suit

    A Georgia attorney's professional liability insurer owes no coverage for an underlying suit alleging the lawyer conspired with a client to enrich themselves from a litigation funding company by claiming a fictitious suit over a canceled FEMA contract, an Atlanta federal court has ruled, finding that making misrepresentations does not constitute "professional services" under the policy.

  • April 22, 2026

    Travelers Says Prior Claims Bar $2.3M Habitat Loss Coverage

    A Travelers unit urged a Texas federal court to find it owed no coverage for a $2.3 million judgment entered against a real estate broker over claims it negligently permitted a contractor to enter a property and destroy a wildlife habitat.

  • April 22, 2026

    Life Policy With $21M Payout Voided As Illegal Life Wager

    A Delaware federal court voided a life insurance policy as an unlawful wager on a now-deceased Florida woman's life, finding that Ameritas Life Insurance Corp. is entitled to retain the policy's $10 million death benefit and $11 million in premium payments.

  • April 21, 2026

    Amgen Faces ERISA Suit Over Health Plan Tobacco Surcharge

    A former Amgen Inc. employee filed a proposed class action in California federal court Tuesday alleging the biotech company discriminatorily imposes an "egregiously high" $150-a-month surcharge on employees who use tobacco products, while failing to adequately notify them of reasonable pathways to avoid the fees, in violation of federal benefits law.

  • April 21, 2026

    Defendant Says Rx Software Was Guide For Docs, Not Fraud

    A man accused of swindling Medicare out of nearly half a billion dollars was simply trying to make it easier for doctors to navigate labyrinthine Medicare regulations to get orthotic braces approved for their patients, his attorney told jurors in Florida federal court Tuesday.

  • April 21, 2026

    Chevron's $52M Iran Oil Loss Not Covered, Insurers Say

    Primary insurers for Chevron urged a California federal court to find that they owe no coverage for nearly $52 million worth of crude oil that was taken by the Iranian government in March 2024, saying their combined marine cargo and war risks policy does not cover losses caused by confiscation.

  • April 21, 2026

    Judge Eyes Ballot Deadline In Feud Over BJ's Climate Study

    A Massachusetts federal judge on Tuesday said he's eager to cut to the chase in a dispute over whether BJ's Wholesale Club must allow shareholders to vote on a climate study proposal, suggesting the case could be resolved ahead of a looming proxy ballot deadline. 

  • April 21, 2026

    2nd Circ. Chilly To Additional Discovery In Cigna Pension Suit

    The Second Circuit on Tuesday seemed reluctant to restart proceedings in a long-running suit against Cigna from retirees who challenged changes to their pensions, appearing unwilling to upend a decision to turn down post-judgment discovery in the class action.

  • April 21, 2026

    Kemper Sued Over Hack Of More Than 13M Records

    Kemper Corp. was hit with at least three proposed class actions Monday in Illinois federal court by former employees who alleged that the insurance giant failed to stop a preventable cyberattack led by the hacking group known as ShinyHunters last week that released more than 13 million records and their sensitive information on the dark web. 

  • April 21, 2026

    Insurer Says Firm Owes $2.2M For Botched Representation

    A Wisconsin-based insurer has sued the law firm it hired to defend an auto policyholder in a crash suit, telling a California federal court that the firm's inadequate representation has cost it more than $2.2 million.

  • April 21, 2026

    10th Circ. Says Insurer Owes No Coverage For Rollover Crash

    State Farm doesn't owe uninsured motorist coverage to two women who were hurt in a rollover crash after one swerved to avoid a pedestrian on an interstate, the Tenth Circuit ruled, finding their injuries weren't sufficiently connected to the operation of an uninsured vehicle.

  • April 21, 2026

    Solar Contractor Drops $31M Bond Dispute With Zurich

    A solar energy contractor agreed to drop its suit accusing a pair of Zurich insurers of defaulting on a $30.9 million bond that guaranteed the performance of a subcontractor working on a solar plant in Klickitat County, Washington.

  • April 20, 2026

    Wash. Justices Won't Be Asked About Reed Hein Insurer Fight

    A Washington federal judge on Monday denied two consumers' bid to certify insurance coverage questions to the Evergreen State's highest court in a lawsuit accusing insurers of failing to defend a now-defunct timeshare exit company from an unfair business practices class action that resulted in a $630 million deal. 

  • April 20, 2026

    School Shooting Claims Belong In Arbitration, Lloyd's Says

    Lloyd's of London underwriters have asked a federal judge to order the School Board of Broward County, Florida, to arbitrate its claims for coverage of settlements due to a high school shooting that resulted in the murders of 17 people in 2018 on Valentine's Day.

  • April 20, 2026

    Insurer Rips Hyundai's Early Exit Bid In Theft Bellwether Trial

    State Automobile Mutual Insurance Co. has told a California federal judge that a jury must hear all its claims in a bellwether trial next month as it seeks to hold Hyundai Motor America liable for allegedly selling theft-prone vehicles that heightened the risk of insurance claims.

  • April 20, 2026

    Insurer Intentionally Avoiding $200M Loan Claim, Court Told

    A litigation funding firm has accused its insurer of wrongfully refusing to pay out its policy's guaranteed $200 million in coverage for an unpaid loan, saying the insurer buried it in duplicative and burdensome information requests to avoid paying a valid claim.

  • April 20, 2026

    Justices Won't Review Doctor's Captive Insurance Tax Fight

    The U.S. Supreme Court won't review the Internal Revenue Service's rejection of a Texas doctor's claim to $1 million in tax deductions linked to his urgent care network's captive insurance company, the court said Monday.

Expert Analysis

  • Human Diligence Crucial As AI Raises Real Estate Fraud Risks

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    A recent title fraud warning from Florida officials demonstrates that artificial intelligence has lowered the barrier to committing complex property scams, forcing real estate industry stakeholders and attorneys to prioritize contextual review in transactions, says Neil Cohen at Barsh and Cohen.

  • How Cos. Should Prepare For NY RAISE Act Compliance

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    With the New York Responsible AI Safety and Education Act taking effect March 19, state regulators will expect subject artificial intelligence governance policies to understand whether appropriate safeguards and protocols are in place to prevent or mitigate discriminatory or adverse outcomes by frontier models, says Michael Paulino at Gordon Rees.

  • The Benefits Of Choosing A Niche Practice In The AI Age

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    As artificial intelligence becomes increasingly accessible, lawyers with a niche practice may stand out as clients seek specialized judgment that automation cannot replicate, but it is important to choose a niche that is durable, engaging and a good personal fit, says Daniel Borneman at Lowenstein Sandler.

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Series

    Podcasting Makes Me A Better Lawyer

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    Podcasting has changed how I ask questions and connect with people, sharpening my ability to listen without interrupting or prejudging, and bringing me closer to what law is meant to be: a human profession grounded in understanding, judgment and trust, says Donna DiMaggio Berger at Becker.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • Calif. Case Could Lead To A Redefined Pollution Exclusion

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    In recently agreeing to hear Montrose Chemical v. Superior Court, the California Supreme Court will decide whether a court should consider extrinsic evidence offered by a party to prove its interpretation of the insurance policy language, opening the door to a different definition of "sudden" in insurance policies' pollution exclusions, say attorneys at Pillsbury.

  • Series

    Volunteering With Scouts Makes Me A Better Lawyer

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    Serving as an assistant scoutmaster for my son’s troop reaffirmed several skills and principles crucial to lawyering — from the importance of disconnecting to the value of morality, says Michael Warren at McManis Faulkner.

  • Series

    Law School's Missed Lessons: In Court, It's About Storytelling

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    Law school provides doctrine, cases and hypotheticals, but when lawyers step into the courtroom, they must learn the importance of clarity, credibility, memorability and preparation — in other words, how to tell simple, effective stories, say Nicholas Steverson and Danielle Trujillo at Wheeler Trigg, and Lisa DeCaro at Courtroom Performance.

  • Aligning Microsoft Tools With NYC Bar AI Recording Guidance

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    The New York City Bar Association’s recently issued formal opinion, providing ethical guidance on artificial intelligence-assisted recording, transcription and summarization, raises immediate questions about data governance and e-discovery for companies that use Microsoft 365 and Copilot, say Staci Kaliner, Martin Tully and John Collins at Redgrave.

  • Class Actions At The Circuit Courts: March Lessons

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    In this month's review of class action appeals, Mitchell Engel at Shook Hardy discusses four recent rulings from January and identifies practice tips from cases involving allegations of violations of consumer fraud regulations, the Fair Credit Reporting Act, employment law and breach of contract statutes.

  • 5 Different AI Systems Raise Distinct Privilege Issues

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    A New York federal court’s recent U.S. v. Heppner decision, holding that a defendant’s use of Claude was not privileged, only addressed one narrow artificial intelligence system, but lawyers must recognize that the spectrum of AI tools raises different confidentiality and privilege questions, says Heidi Nadel at HP.

  • Opinion

    AI-Assisted Arbitration Needs Safeguards To Ensure Fairness

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    As tribunals and arbitral institutions increasingly use artificial intelligence tools in their decision-making processes, ​​​​​​​clear disclosure standards and procedural safeguards are necessary to ensure that efficiency gains do not erode the fairness principles on which arbitration depends, says Alexander Lima at Wesco International.

  • Series

    Playing Piano Makes Me A Better Lawyer

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    Playing piano and practicing law share many parallels relating to managing complexity: Just as hearing an entire musical passage in my head allows me to reliably deliver the message, thinking about the audience's impression helps me create a legal narrative that keeps the reader engaged, says Michael Shepherd at Fish & Richardson.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

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