By Catherine Doyle and Jan Larson (March 8, 2018, 4:05 PM EST) -- The novel district court action of Moses Afonso Ryan Ltd. v. Sentinel Insurance Company Ltd. wrestles with the classification of — and, consequently, coverage for — business interruption and lost income suffered in the wake of a ransomware attack. The case offers a preview into whether courts will construe broad, general business insurance provisions to protect insureds against significant lost-business income caused by ransomware attacks, or whether insurers will enjoy wide latitude to hide behind more stringent limitations of liability found in narrower provisions related to data and software damage. The threat of corporate ransomware attacks is growing, and we expect that questions surrounding insurance coverage for business interruption and lost income resulting from these attacks will continue to rise. We urge policyholders to consider the arguments made by the Moses plaintiff in the event of a similar dispute and to take note of the outcome of the litigation when procuring coverage going forward....