Analysis

Agents Get Upper Hand In Negligence Suits With Ill. Ruling

Law360 (October 22, 2018, 9:42 PM EDT) -- A split Illinois Supreme Court recently held that the two-year statute of limitations for negligence claims against insurance agents generally begins to run on the date a policy is issued, a decision that sharply limits policyholders’ ability to sue over agents’ alleged failure to secure requested coverage.

In a 5-2 opinion issued Oct. 18, the Illinois justices reinstated a trial court’s decision dismissing Walter and Lisa Krop’s complaint against American Family Mutual Insurance Co. agent Andrew Varga. The Krops alleged that Varga didn’t heed their request to include coverage for certain intentional acts in their homeowners policy, which later resulted in...

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