Insurer Can't Sue Renter Over RV Fire, Minn. Justices Say

By Jeff Sistrunk (November 15, 2018, 7:13 PM EST) -- The Minnesota Supreme Court on Wednesday affirmed that a state statute bars Depositors Insurance Co. from suing the renter of a policyholder's RV to recover money it paid out after the vehicle spontaneously combusted.

In a 6-1 opinion, the Minnesota justices upheld a lower court's ruling that the insurer's action against Craig Dollansky, who rented the motor home from Depositors policyholder Karavan Trailers Inc., falls within the scope of a state "anti-subrogation" statute prohibiting an insurance carrier from suing its insured over a loss "caused by the non-intentional acts of the insured."

As a driver with permission to operate Karavan's RV,...

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