Dentist Sues Cincinnati Insurance Over Pandemic Coverage

Law360 (April 8, 2020, 2:26 PM EDT) -- A dental clinic is urging an Illinois federal court to declare that Cincinnati Insurance Co. owes it coverage over the loss of business due to the COVID-19 epidemic, saying the insurer is more interested in shielding itself from economic fallout than in living up to its policies.

In a complaint filed Monday, Sandy Point Dental PC said that after the state governor ordered all non-essential businesses closed, Cincinnati wrongfully denied its coverage claim on the grounds that the COVID-19 epidemic didn't constitute physical damage that would trigger the work interruption policy.

"If defendants had wanted to exclude pandemic-related losses under the...

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