'Buy Now, Pay Later' Services Face Increased Calif. Regulation

By John Collins, Stephanie Sheridan, Josh Oppenheimer and Meegan Brooks (May 15, 2020, 1:26 PM EDT) -- As the world continues to adjust to the COVID-19 pandemic, Americans out of work or with reduced salaries are struggling to pay their most basic bills. In an effort to stretch their dollars, consumers may be attracted to "buy now pay later," or BNPL, payment plans offered by third-party service providers like Afterpay, Sezzle and Quadpay to purchase goods.

These arrangements, which largely originated in Australia and are now surging in popularity in the United States, allow consumers to split their purchases into several smaller — often four — payments. They appeal to retailers because they offer consumers more flexible payment...

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