Fla. High Court Should Uphold Bad Faith Rule For Insureds

Law360 (December 15, 2020, 5:10 PM EST) -- More sticker shock in the form of higher premiums may soon be in store for Florida insureds.[1]

The Florida Supreme Court has before it Citizens Property Insurance Corp. v. Manor House LLC[2] — a case that, yet again, invites the court to adopt the doctrine of reasonable expectations in the context of insurance contracts.[3]

A recent Law360 guest article certainly encourages its adoption. Nevertheless, such a move would allow insureds to sue for consequential damages in excess of the benefits provided in their policies — without the need to file a bad faith action under Florida Statute Section 624.155.

This expansion of...

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