Cos. Must Consider Legal Risks Of Buy-Now, Pay-Later Tech

By Jeffrey Ankrom (August 12, 2021, 4:42 PM EDT) -- Earlier this month, payment processor Square Inc. announced that it would purchase Afterpay Ltd., a financial technology company offering buy-now, pay-later options on merchant websites and storefronts, for $29 billion.

If the deal is completed, Square, which already has point-of-sale systems used by many merchants, might be able to allow consumers to finance their purchase of goods or services almost instantaneously at the point of sale without using traditional credit cards or the delays typically associated with finance applications.

A deal of this size shows how important buy-now, pay-later options have become in today's world of consumer finance.

But every major development...

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