State Regulators Aim To Mitigate Climate Risks, NAIC Says

By Angela Childers (November 18, 2021, 5:53 PM EST) -- State insurance commissioners are working to identify strategies to mitigate the financial impact of climate change, but regulators must continue to protect consumers from peril, according to a report released Wednesday by the National Association of Insurance Commissioners.

The NAIC has been studying climate risk for more than a decade, most notably through its collection of data via the Insurer Climate Risk Disclosure Survey, which asks insurers about climate risk governance, risk management, climate modeling and analytics and includes about 80% of the insurance market by direct written premiums.

According to the report, state insurance regulators are "on the frontlines of...

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