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Expert Analysis

Retained Asset Accounts In Context

Law360 (August 4, 2010, 12:39 PM EDT) -- Spurred by recent press reports, some regulators have voiced concerns that life insurers may not be disclosing enough information about the nature of "retained asset accounts" ("RAAs") — a common life insurance industry practice where life insurers retain death benefits in accounts set up on behalf of the beneficiaries until the beneficiaries provide instruction to the insurer regarding disbursement of the funds. RAAs generally pay interest to the beneficiaries until the funds are disbursed....

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