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Expert Analysis

Limits Of Liability In Excess Liability Programs

Law360, New York (September 2, 2011, 1:20 PM EDT) -- Two recent New York state cases involving high-layer excess liability insurance programs, Union Carbide Corp. v. Affiliated FM Ins. Co., 16 NY3d 419 (2011) and JPMorgan Chase v. Indian Harbor Ins. Co., 31 Misc 3d 1240(A), 2011 NY Slip Op. 51055(U), 2011 (NY Sup. Ct. May 26, 2011), highlight the importance of using care when structuring an excess program, particularly when drafting language with respect to limits of liability and exhaustion of limits....

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