What's In A Claim? A Lot, Depending On Policy Language

Law360, New York (June 18, 2012, 1:33 PM EDT) -- Most professional liability policies contain an exclusion for dishonest acts. Many also include provisions giving the insurer a right, but not a duty, to defend against covered claims. Almost all use the word “claim” both to specify a triggering event and as a subject for exclusionary provisions.

A recent decision of the California Second District Court of Appeal, Health Net Inc. v. RLI Insurance Co., --- Cal.App.4th ---, authored by Justice H. Walter Croskey, who is regarded as the California judiciary’s leading expert on insurance coverage...
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