Case Study: RAM Mutual Insurance v. Rohde

Law360, New York (September 28, 2012, 2:08 PM EDT) -- The Minnesota Supreme Court recently took sides in a debate that has progressed under the radar of many insurance practitioners for decades. The court’s decision may provide insurers, landlords and tenants with important insight into how a court in their own state will decide their cases.

The debate involves the question of whether a landlord’s insurer, after paying for damage to leased property under the landlord’s policy, may proceed in subrogation against a tenant whose negligence caused the damage. Insurers often sue the persons who caused...
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