Capital One Uses False Contracts To Collect Debt, Suit Says

Law360, New York (October 16, 2012, 4:58 PM EDT) -- Capital One Bank USA NA was hit with a putative class action in Pennsylvania federal court on Friday that claims the bank knowingly used false and inapplicable credit card agreements to pursue debt collections against its cardholders.

The suit filed in Pennsylvania's Eastern District claims that Capital One is directing third-party collection attorneys to pursue actions against cardholders using customer agreements that were created years after the credit cards were originally issued, a violation of the Fair Debt Collection Practices Act, as well as state consumer...
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