6th Circ. Reverses Ruling On Condo Fair Debt Practices

Law360, New York (October 22, 2012, 5:10 PM EDT) -- The Sixth Circuit on Monday found that an assessment owed to a condominium association qualifies as consumer debt under the Fair Debt Collection Practices Act because the homeowner facing the fee, who currently rents the condo, originally used it as a personal residence, overturning a lower court ruling.

Plaintiff Camille Haddad's obligation to pay the assessment under the FDCPA arose when he purchased the property in 1992, according to the published ruling. Even though Haddad no longer resides at the property, he bought the condo for...
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