Millions May Stay Uninsured Under ACA Affordability Rule

Law360, New York (January 31, 2013, 9:29 PM EST) -- While the Affordable Care Act promises federal assistance to those lacking "affordable" health coverage, the Obama administration's decision to measure affordability by reviewing the cost of only individual employer-provided health plans, not family plans, could leave millions of Americans without federal subsidies and unable to buy insurance, experts say.

A final rule issued Wednesday by the Internal Revenue Service says employees are considered to have access to affordable family plans if their premium for self-only coverage doesn't exceed 9.5 percent of household income, no matter what...
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