Pa. Uninsured Auto Coverage Must Equal Injury Limits

Law360, Philadelphia (April 26, 2013, 5:01 PM EDT) -- Automobile insurance policyholders in Pennsylvania who initially reject uninsured and underinsured motorist coverage only to add it to their policies later are entitled to coverage equal to their bodily injury liability limits unless they specifically request a lower amount, the state Superior Court ruled Thursday.

In a precedential opinion, a three-judge Superior Court panel found that State Farm Mutual Insurance Co. had improperly limited a couple’s UIM/UM coverage to $25,000 per person and $50,000 per accident despite the fact that the policyholders had increased their bodily...
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