FDCPA Allows Oral Challenges To Debts, 4th Circ. Says

Law360, Chicago (January 31, 2014, 8:04 PM EST) -- The Fourth Circuit on Friday revived a proposed class action accusing a debt collector of violating the Fair Debt Collection Practices Act, ruling that the FDCPA allows consumers to challenge their alleged debts orally, rather than only in writing.

In a per curiam opinion, the appeals court found that there is no “inherent writing requirement” for consumers to dispute the validity of a debt under the FDCPA, contrary to the argument put forth by defendant Absolute Collection Service Inc. and accepted by the district court....
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Case Information

Case Title

Clark et al v. Absolute Collection Service, Incorporated

Case Number



North Carolina Eastern

Nature of Suit

Other Statutory Actions


Terrence W. Boyle

Date Filed

June 29, 2012

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