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Expert Analysis

The Uncertain Utility Of A CFPB No-Action Letter

Law360, New York (October 20, 2014, 12:37 PM EDT) -- The Consumer Financial Protection Bureau has long sought to promote, rather than prevent, innovation in financial products and services. When Richard Cordray, Director of the CFPB, introduced Project Catalyst, the bureau's effort to foster innovation, two years ago he explained: "We believe that good, consumer-friendly innovation holds great potential for achieving our mission of making the consumer finance market work again for consumers."[1]...

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