Law360, New York ( May 29, 2015, 12:36 PM EDT) -- Americans have over $23,000,000,000,000 (that is, $23 trillion (with a "t") dollars) in retirement savings — primarily in 401(k), individual retirement (IRA), pension and other investment accounts.[1] While America's savings rate is often derided, in fact, Americans increase their retirement savings hundreds of billions of dollars each year — again, mostly in tax-deferred retirement accounts.[2] These funds are primarily invested in stocks and bonds and other traditional assets, including gold and silver....
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